Certainly you know them...
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Certainly you know them...
| Sun, 11-10-2013 - 6:53am |
People that wake up everyday to sunshine regardless of the actual weather, whose lives look peachy perfect b/c of their demeanor, whose energies and smiles motivate you or make you want to strangle them...
Or do you?

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We had a 10 year mortgage. Did you have a 30yr one?
BTW - Our home is worth more than yours according to your posts and paid in full. So, yay me!
? I like that our mortgage is 0
BWAHAHAHAHAHAH!
"I don’t mind a banshee, that’s fine. 2 banshees? I HATE you. I actually wish bad things upon you." -- Day[9] Daily #459 P1
We had a 10 year mortgage. Did you have a 30yr one?
Nope
? I like that our mortgage is 0
I like that my mortgage is no where near $2,000 lol.
It's a helluva lot closer to $2000 than chestnut's is.
"I don’t mind a banshee, that’s fine. 2 banshees? I HATE you. I actually wish bad things upon you." -- Day[9] Daily #459 P1
Nice comeback, Lol. Funny computer, Got kicked out in the middle of a post. Posted it again in full for your entertainment. Mortgage brokers we don't deal with either, Why would you when you can deal directly with the bank?
Not if you make buttloads of money, or are saving $150,000 in interest by having a 10-year instead of a 30-year mortgage, or if it's a multimillion dollar home and you paid lots down.
"I don’t mind a banshee, that’s fine. 2 banshees? I HATE you. I actually wish bad things upon you." -- Day[9] Daily #459 P1
An example:
$200,000 home, 4.5% interest, 10 year loan - $2072 monthly payment - $248,732 paid over the life of the loan
$200,000 home, 4.5% interest, 20 year loan - $1256 monthly payment - $303,672 paid over the life of the loan
$200,000 home, 4.5% interest, 30 year loan - $1013 monthly payment - $364,814 paid over the life of the loan
If you have the cash flow for the first scenario, it is BY FAR the better financial move - saves over $116,000!
"I don’t mind a banshee, that’s fine. 2 banshees? I HATE you. I actually wish bad things upon you." -- Day[9] Daily #459 P1
Consistently...what exactly?
PumpkinAngel
fru·gal adjective \ˈfrü-gəl\
: careful about spending money or using things when you do not need to : using money or supplies in a very careful way
: simple and plain
Reverse that and then you would be correct.
PumpkinAngel
Again....like what?
PumpkinAngel
Yes, IIRC you refinanced, so you'll be paying more that 30 years .
Yes, actually you did...I quoted the words and everything. Given that you won't even define what these "things" are, I don't believe you. LoL
PumpkinAngel
Sorry, that should have been a flat screen w/cable, granite annnnd/or a trip to Disney. lol
PumpkinAngel
Having buttloads of money and a mortgage contradict eachother, You don't know people that have buttloads of money that don't deal with the lending process to begin with, do you?
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