Friday finances

Avatar for jamblessedthree
iVillage Member
Registered: 10-23-2001
Friday finances
572
Fri, 03-22-2013 - 6:55am

So I heard a lot of chanting at school yesterday about tomorrow (today) being pay day, Woot!  Ha, That doesn't mean a lot to me but some of those teachers make good money and b/w that and the slip ins about money in a couple threads here I thought a thread would be fun..

How often are you/your DH paid

Do you discuss finances with your children?  To what extent?

Are you a spender or a saver

 

 

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iVillage Member
Registered: 11-14-2011
Fri, 03-22-2013 - 2:29pm
Thanks Regina...now I will spend the next hour researching home prices, lol. I haven't even looked in a really long time. I know that they've dropped, but not significantly.
iVillage Member
Registered: 11-14-2011
Fri, 03-22-2013 - 2:36pm

When we moved into our house, we thought it was huge...3800sf, five bed, 2.5 bath. We moved up from a 1300sq house, lol. But, our home is actually one of the smaller homes in the neighborhood. In fact, the place across the street looks to be about twice the size of ours. My kids have taken bets on whether there is a pool, or a gym. (The old man that lives there is kind of grumpy...so we may never know, lol.)

iVillage Member
Registered: 08-22-2009
Fri, 03-22-2013 - 2:37pm

I think a dollar amt. is hard to define because of COL variances. But I've never thought of teachers making bank or that teaching is a lucrative profession. I certainly don't know anyone who has gotten into teaching for the money--DD's Godmother had a pay freeze for like five years. Not so much as a COL increase b/c the district just couldn't afford it. Does education have other perks (spring break, etc)? Sure. But unlike the OP, I've never looked at my teacher friends and though--oh yeah, they're pulling in the big bucks. I'm usually more inclined to think "You don't make nearly enough for dealing with all the crap you have to deal with..."</p>[/quote]

DD2 got a reduction in pay a couple of years ago.  She works for a very poor school district.

Avatar for rollmops2009
iVillage Member
Registered: 02-24-2009
Fri, 03-22-2013 - 2:39pm
"I don't think that's a lot of money for your area. Do you?" ------------ That obviously depends on perspective. To me, however, it does not pass the housing test. 55K a year does not make paying even a 30-year mortgage on a modest starter in that area very comfortable, and a modest rental runs about the same, somewhere between 1500 and 2000 a month.
iVillage Member
Registered: 02-20-2013
Fri, 03-22-2013 - 2:39pm

DH likes a combination of Zillow w/some other site...maybe Yahoo homes? Is there a Yahoo homes? Realtor.com is fun. I have the app on my iPad. I love looking at houses. :)

This isn't our forever house but we're not going anywhere until DD graduates. We've done so much work on this place--we'd likely break even at this point but I want to build our next place. And what I want as an empty nester is very different than what I would want now. Plus, I love our neighbors/neighborhood, I like the kids' schools, this is where I want to raise my family. But eventually, DH wants acreage...

On Wednesdays we wear pink.

iVillage Member
Registered: 10-10-2011
Fri, 03-22-2013 - 2:42pm
"What do you mean "after college". Doesn't one need to have a degree before becoming a teacher?"....... Yes, 4 years of college and a masters degree.
iVillage Member
Registered: 08-22-2009
Fri, 03-22-2013 - 2:42pm

cruisingchick20111 wrote:
Teachers in my area START at $55,000/year (after college)

Teachers in my area start at about $29,000-$32,000 depending on the district. 

iVillage Member
Registered: 10-10-2011
Fri, 03-22-2013 - 2:43pm
I have a small(er) sized home Regina compared to many people. $300,000 is a lot for what I do have though where as in other areas you can get a lot more for a lot less.
iVillage Member
Registered: 10-10-2011
Fri, 03-22-2013 - 2:45pm
"I don't think that's a lot of money for your area. Do you?" If you are 22 living at home or sharing an apt with someone, I think it is a pretty decent amount to start off.
iVillage Member
Registered: 10-10-2011
Fri, 03-22-2013 - 2:47pm
I wouldn't want to live in such a large home (3,800sf is large IMO). Too much maintenance, cleaning and utilities. Did you find your bills went up because of the size of the house? Do you rent so you are able to just call the landlord when something needs to be fixed?

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