Friday finances

Avatar for jamblessedthree
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Registered: 10-23-2001
Friday finances
572
Fri, 03-22-2013 - 6:55am

So I heard a lot of chanting at school yesterday about tomorrow (today) being pay day, Woot!  Ha, That doesn't mean a lot to me but some of those teachers make good money and b/w that and the slip ins about money in a couple threads here I thought a thread would be fun..

How often are you/your DH paid

Do you discuss finances with your children?  To what extent?

Are you a spender or a saver

 

 

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iVillage Member
Registered: 10-10-2011
Fri, 03-22-2013 - 4:06pm
"Oh, and the dreaded stairs...which the kids are supposed to take care of, but I have failed to follow through, and usually end up doing it myself." What does this mean then?
Avatar for jamblessedthree
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Registered: 10-23-2001
Fri, 03-22-2013 - 4:12pm

geschichtsgal wrote:
<p><blockquote class="quote-msg quote-nest-1 odd"><div class="quote-author"><em class="placeholder">emptynester2009</em> wrote:</div>&lt;p&gt;&lt;span style="font-family:comic sans ms,sans-serif; font-size:medium"&gt;  Our house is just under 2000 square feet (I think 1947).   During our military years we had a wide variety if sizes and for the most part they were small for our needs.  When DH retired we were able to buy the size house that fit our needs.  It was a very good fit for the 5 of us.  &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style="font-family:comic sans ms,sans-serif; font-size:medium"&gt;  It is more space than we need for the two of us but not an overwhelming amount of extra space.  Even though some of the extra space is not used everyday I like having it.  I like having rooms for particualar tasks and not having to multipurpose rooms.  The three previous kids bedrooms are now an exercise room, an office/storage and a guest room.  The guest room has come in very handy these last two weeks that DD2 has been recovering from surgery. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style="font-family:comic sans ms,sans-serif; font-size:medium"&gt;  I do not know if we would save anything by downsizing because more than likely our mortgage would increase.  A smaller place would probably mean less in utilities but just the fact that there are only two of us living here instead of 5 has brought down our utility costs.  &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style="font-family:comic sans ms,sans-serif; font-size:medium"&gt;  If we did move I would probably go for something with a bigger kitchen and dining room.  Even though it is only DH and I  most of the time when we do have the entire extended family for get togthers we are at at least nine and that number will probably grow.  &lt;br /&gt;&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style="font-family:comic sans ms,sans-serif; font-size:medium"&gt;  &lt;br /&gt;&lt;/span&gt;&lt;/p&gt;</blockquote></p><p>If we buy another house, the size of the dining room is going to be a major consideration.  Our house has a decent size dining room, but for big family gatherings, it can feel a little bit cramped.  Most of the newer houses I see listed in our town tend to have rather small dining rooms.  The older houses from the 1910s to the 1940s?  They have really big, nice dining rooms with beautiful woodwork and built-ins.  If I could find one on a double lot, it would be perfect!</p>

There is something especially desirable about older homes in the northeast, If kept up they are absolutely stunning!  Our home was built in the very early 1900s and we hvae natural chestnut on our stairway and baseboards, It's lovely. 

 

 

Avatar for jamblessedthree
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Registered: 10-23-2001
Fri, 03-22-2013 - 4:22pm

I was one of 6 kids in a 1900 square ft home.  We survived and Yes, We all pitched in and did our part. 

 

 

Avatar for savcal2011
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Registered: 10-06-2010
Fri, 03-22-2013 - 4:23pm

jamblessedthree wrote:
<p>That superintendent salary wouldn't surprise me there either.   And we raise a stink when our district talks budget cuts but publishes the superintendent salary at a lofty 130 or 140K, The snot!   Lol. </p>

As Regina intimated earlier, teachers don't get paid nearly enough to deal with 100s of kids everyday and all the associated crap.  But, the superintendents have it harder, imo, because they have to deal with the kids, the teachers, the school board, and all the ... PARENTS!  Seriously, dealing with the parents alone has to be worth six figures.

"I don’t mind a banshee, that’s fine. 2 banshees? I HATE you. I actually wish bad things upon you." -- Day[9] Daily #459 P1

Avatar for jamblessedthree
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Registered: 10-23-2001
Fri, 03-22-2013 - 4:25pm

cruisingchick20111 wrote:
"Oh, and the dreaded stairs...which the kids are supposed to take care of, but I have failed to follow through, and usually end up doing it myself." What does this mean then?

There's nothing more annoying than left behind shoes, hoodies and toys on the stairs or the landing.... 

 


 


iVillage Member
Registered: 02-20-2013
Fri, 03-22-2013 - 4:25pm

geschichtsgal wrote:
<p><blockquote class="quote-msg quote-nest-1 odd"><div class="quote-author"><em class="placeholder">reginageorge2005</em> wrote:</div>&lt;p&gt;Maybe not in your mind, but if I say someone is making "good money," they're making bank. &lt;/p&gt;&lt;p&gt;It is clear that you and I have very different definitions of what constitutes good money, Jams. That's fine. I have a rather skewed perception of personal finance in general b/c of the nature of DH's job. Therefore it takes a lot (net worth and income-wise) to impress me. Yet another reason I haven't gone back to work...&lt;/p&gt;</blockquote></p><p>I'm not saying this to be snarky, but your husband's income is in what, the top 1-5% of earners in the US?  Your perception of making good money is definitely going to be a lot different from mine!</p>

Not snarky. That's why I prefaced my statement by saying my perception is skewed. 

But I also place a lot of weight on net worth and assets. B/c a family can fall in that top 1-5% but if they're spending it all and not putting anything away...that scenario usually makes DH's head spin like a scene from the Exorcist. 

On Wednesdays we wear pink.

iVillage Member
Registered: 10-10-2011
Fri, 03-22-2013 - 4:27pm
Teachers have to deal with parents too and it is much worse now to be a teacher. I have many teacher friends and I don't envy them.
iVillage Member
Registered: 10-10-2011
Fri, 03-22-2013 - 4:28pm
I don't have stairs Jam (just to the basement) so I am not familiar with dealing with them lol.
Avatar for jamblessedthree
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Registered: 10-23-2001
Fri, 03-22-2013 - 4:32pm

geschichtsgal wrote:
<p><blockquote class="quote-msg quote-nest-1 odd"><div class="quote-author"><em class="placeholder">reginageorge2005</em> wrote:</div>&lt;p&gt;Maybe not in your mind, but if I say someone is making "good money," they're making bank. &lt;/p&gt;&lt;p&gt;It is clear that you and I have very different definitions of what constitutes good money, Jams. That's fine. I have a rather skewed perception of personal finance in general b/c of the nature of DH's job. Therefore it takes a lot (net worth and income-wise) to impress me. Yet another reason I haven't gone back to work...&lt;/p&gt;</blockquote></p><p>I'm not saying this to be snarky, but your husband's income is in what, the top 1-5% of earners in the US?  Your perception of making good money is definitely going to be a lot different from mine!</p>

Oh, Is that where she was going...  Anyone that perceives good money only by one's own income bracket is rather shallow if you ask me. 

 

 

iVillage Member
Registered: 02-20-2013
Fri, 03-22-2013 - 4:32pm

lifespeachy wrote:
Oh, and the dreaded stairs...which the kids are supposed to take care of, but I have failed to follow through, and usually end up doing it myself.

I pulled all the carpet off the stairs on our main level (basement stairs are still carpeted b/c they are painted under that carpet) and refinished them. DH put hardwoods on the landing. It was a tedious process, but it makes me happy every single time I go up and down them.

Or do you mean stuff on the stairs? I have a basket at the top of the basement stairs for that. Other stuff gets carried as I go up during the day.

On Wednesdays we wear pink.

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