Friday finances

Avatar for jamblessedthree
iVillage Member
Registered: 10-23-2001
Friday finances
572
Fri, 03-22-2013 - 6:55am

So I heard a lot of chanting at school yesterday about tomorrow (today) being pay day, Woot!  Ha, That doesn't mean a lot to me but some of those teachers make good money and b/w that and the slip ins about money in a couple threads here I thought a thread would be fun..

How often are you/your DH paid

Do you discuss finances with your children?  To what extent?

Are you a spender or a saver

 

 

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Avatar for jamblessedthree
iVillage Member
Registered: 10-23-2001
Fri, 03-22-2013 - 9:49am

I'm pleased by the little habits my kids have already started about savings too, DD1 went to see some chick flick with friends the other weekend, I asked how much money she needed for the movie and she told me she already had the money to get in...... The last time I gave her money to burn was probably at her last dance or for babysitting but those two things were a while ago, She's obvioulsy not the type to spend all the money as soon as she gets it, Lol. 

 

 

iVillage Member
Registered: 02-20-2013
Fri, 03-22-2013 - 10:46am

jamblessedthree wrote:
<p>So I heard a lot of chanting at school yesterday about tomorrow (today) being pay day, Woot!  Ha, That doesn't mean a lot to me but some of those teachers make good money and b/w that and the slip ins about money in a couple threads here I thought a thread would be fun..</p><p>How often are you/your DH paid</p><p>Do you discuss finances with your children?  To what extent?</p><p>Are you a spender or a saver</p>

I am paid biweekly. DH is paid weekly. We do discuss finances with the kids to the extent that they know what things cost, how long they would need to save if they had to save their allowances to get whatever they have their eye on, and how that relates to the bills we have to pay every month (utilities, mortgage, etc). They don't know how much our cars cost or how much our mortgage is, or how much we have in the bank.  They think we are rich because we now have another residence to take care of (my late mother's condo).

I am both a spender and a saver. We went through some rough times financially, and it has made me more frugal. I am a better spender and a better saver now.

Shaking my head at the things grown women get their panties in a wad about.

Avatar for rollmops2009
iVillage Member
Registered: 02-24-2009
Fri, 03-22-2013 - 10:56am

How often are you/your DH paid Varies

Do you discuss finances with your children?  To what extent? Yes, varies.

Are you a spender or a saver Both.

Avatar for rollmops2009
iVillage Member
Registered: 02-24-2009
Fri, 03-22-2013 - 10:58am
"It would be hard for daddy to find me another husband if it's known I was foolish with my allowance." -------- That is so true, and your daddy must be very proud that you are so responsible.
iVillage Member
Registered: 10-10-2011
Fri, 03-22-2013 - 10:59am

How often are you/your DH paid....

Me-every week

DH-1st and 15th

Do you discuss finances with your children?  To what extent?...

They do not know our salaries but they do know if we are doing something or they need something how much money they have to spend. 

Are you a spender or a save

Both. I don't think you should spend everything or save everything. 

Avatar for jamblessedthree
iVillage Member
Registered: 10-23-2001
Fri, 03-22-2013 - 11:12am

Are you a spender or a save

Both. I don't think you should spend everything or save everything.

That's a good rule of thumb.

 

 

iVillage Member
Registered: 11-14-2011
Fri, 03-22-2013 - 11:17am

How often are you/your DH paid
Month and weekly

Do you discuss finances with your children? To what extent?
Yes, as needed.  One thing we've always done is talk to the kids about budgetting.  In it's simplest terms, "we have plenty of money, but we need to use it wisely."

Are you a spender or a saver
Both.  Hubby and I tend to save, on our own, but we are "bad for eachother" in that together, we tend to spend more.

iVillage Member
Registered: 05-27-1998
Fri, 03-22-2013 - 11:20am

DH started a business last year, so no paycheck from that, so far. He and his partner are hoping to make some money later this spring. (No, we're not idiots--DH retired a year and a half ago with the means to do this.)

DS is a natural saver. DD is a spender, and a generous giver, but I think she thinks money grows on trees. We are working to remedy our past errors and get her more grounded before she goes off to college next year.

iVillage Member
Registered: 11-14-2011
Fri, 03-22-2013 - 11:20am
I tend to think that one should have saving goals, and a plan for reaching them...once those are met, then there is room for more slack spending.
iVillage Member
Registered: 11-22-2000
Fri, 03-22-2013 - 11:20am

How often are you/your DH paid

I am paid semi-weekly.  Joel's varies.

Do you discuss finances with your children? To what extent?

I have always discussed finances with him on a need-to-know basis.  Now that he's a business owner and contributing some to the houshold, we have much more detailed discussions.

Are you a spender or a saver?

By nature, I'm really neither.  Out of necessity, I am more of a spender. 


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