Friday finances

iVillage Member
Registered: 10-23-2001
Friday finances
572
Fri, 03-22-2013 - 6:55am

So I heard a lot of chanting at school yesterday about tomorrow (today) being pay day, Woot!  Ha, That doesn't mean a lot to me but some of those teachers make good money and b/w that and the slip ins about money in a couple threads here I thought a thread would be fun..

How often are you/your DH paid

Do you discuss finances with your children?  To what extent?

Are you a spender or a saver

 


 


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iVillage Member
Registered: 10-10-2011
Fri, 03-22-2013 - 3:05pm
"Nope not at all Jam" The superintendent makes $220,000
iVillage Member
Registered: 10-10-2011
Fri, 03-22-2013 - 3:06pm
"But isn't that the price of living where you do? Again--location. It is all relative. Of course you'd have a lot more house for a lot less, but then you'd be in another area and not where you are now. I'm guessing you live there for a reason..."........ Very true Regina. Many places that have lower housing, have lower salaries also.
iVillage Member
Registered: 10-23-2001
Fri, 03-22-2013 - 3:12pm
The requirements for teaching have become huge here too, My sister got her bachelor degree in education the 1980s and she taught for about 12 years. She doesn't teach anymore but I often encourage her that its great to have that degree to fall back on, She is fully aware however that she'd have to go back to get her masters if she wants to compete, Most teachers start with both bachelors + masters.

 


 


iVillage Member
Registered: 02-20-2013
Fri, 03-22-2013 - 3:15pm

cruisingchick20111 wrote:
I wouldn't want to live in such a large home (3,800sf is large IMO). Too much maintenance, cleaning and utilities. Did you find your bills went up because of the size of the house? Do you rent so you are able to just call the landlord when something needs to be fixed?

It is large to you. But having 3500 sq ft finished--it isn't unmanagable at all. We came from 1400 sq ft. and whenever I go back into that house, I'm always slightly amazed now that we lived there for six years. I honestly can't imagine raising our family of four in anything smaller than this. With the exception of the guest bedroom & bath that only get used when we have overnight guests and the formal dining room that gets used when we entertain, we really do use all of our house. Every single day. 

It is too much to you b/c it is more than you're used to. But for someone used to dealing with it...it's no big deal.

On Wednesdays we wear pink.

iVillage Member
Registered: 01-08-2009
Fri, 03-22-2013 - 3:16pm

cruisingchick20111 wrote:
I wouldn't want to live in such a large home (3,800sf is large IMO). Too much maintenance, cleaning and utilities. Did you find your bills went up because of the size of the house? Do you rent so you are able to just call the landlord when something needs to be fixed?

We have a largish house, but we completely upgraded the heating/cooling with separate thermostats for different areas of the house, etc.  So we can keep the heat down to around 60 degrees in areas of the house we aren't using that day.  Plus its really well insulated.  Our utility bills are not much higher now than they were for the condo we were living in which was about 1000 square feet smaller than this house.

Cleaning isn't that big a deal; it takes longer to vacuum and dust when I do the whole house, but that's about it.  There is something to do every day, and I have regular weekly, monthly, and seasonal chores to get done.  I have considered hiring a cleaning person, but never get around to it.

iVillage Member
Registered: 02-20-2013
Fri, 03-22-2013 - 3:21pm

jamblessedthree wrote:
Your house is 3200 SF then... Thanks. I have no interest in a house that big.

3500 if you count the finished basement, and since I clean it, I count it. And it doesn't feel "big." It is just right for our family. My single SIL just built a 2200 sq ft house for herself. No husband. No kids. Just her. She can, so why not? Aren't you the one who always says "different strokes?" Or does that only count for your different strokes, Jam?

On Wednesdays we wear pink.

iVillage Member
Registered: 10-23-2001
Fri, 03-22-2013 - 3:24pm

reginageorge2005 wrote:
<p><blockquote class="quote-msg quote-nest-1 odd"><div class="quote-author"><em class="placeholder">cruisingchick20111</em> wrote:</div>Teachers in my area START at $55,000/year (after college)</blockquote></p><p>I don't think that's a lot of money for your area. Do you?</p>

A 55K entry level salary for a 23 or 24 YO is a lot of money wherever you live, IMO. 

 


 


iVillage Member
Registered: 02-20-2013
Fri, 03-22-2013 - 3:25pm

jamblessedthree wrote:
<p>It does depend on what you consider good money to mean, Teacher salaries are public information and some new hire salaries are even published on our website. It's decent, Some teachers trained in specific fields like special ed and speech/language are making in the neighborhood of 70K+ too which I consider good for the profession.</p><p>I don't know anybody that goes into to teaching to get rich.</p>

Aren't you the one who said in the OP that they're making good money?

On Wednesdays we wear pink.

iVillage Member
Registered: 10-10-2011
Fri, 03-22-2013 - 3:26pm
My parents have a larger home so I am aware of living in something larger and for me, it is perfect as I don't like cleaning all the time and I like that I could clean my entire house in one day. I do have a basement too though (unfinished) so the kids can and do go down there to play and we are able to have storage.
Avatar for rollmops2009
iVillage Member
Registered: 02-24-2009
Fri, 03-22-2013 - 3:27pm
"3500 if you count the finished basement, .." I grew up in a big house, and it did not feel particularly big to me. My mother lives in a 3-room apartment, but it is about 2200 feet, so each of those rooms is huge. We, however, live in far more humble digs, lol, and I am so used to it that it really doesn't bug me anymore (used to). There are advantages to both big and small, as well as draw-backs to both.

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