Friday finances

Avatar for jamblessedthree
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Registered: 10-23-2001
Friday finances
572
Fri, 03-22-2013 - 6:55am

So I heard a lot of chanting at school yesterday about tomorrow (today) being pay day, Woot!  Ha, That doesn't mean a lot to me but some of those teachers make good money and b/w that and the slip ins about money in a couple threads here I thought a thread would be fun..

How often are you/your DH paid

Do you discuss finances with your children?  To what extent?

Are you a spender or a saver

 

 

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Avatar for jamblessedthree
iVillage Member
Registered: 10-23-2001
Fri, 03-22-2013 - 3:46pm

bordwithyou wrote:
<p><blockquote class="quote-msg quote-nest-1 odd"><div class="quote-author"><em class="placeholder">jamblessedthree</em> wrote:</div>&lt;p&gt;&lt;blockquote class="quote-msg quote-nest-1 odd"&gt;&lt;div class="quote-author"&gt;&lt;em class="placeholder"&gt;reginageorge2005&lt;/em&gt; wrote:&lt;/div&gt;&amp;lt;p&amp;gt;&amp;lt;blockquote class="quote-msg quote-nest-1 odd"&amp;gt;&amp;lt;div class="quote-author"&amp;gt;&amp;lt;em class="placeholder"&amp;gt;cruisingchick20111&amp;lt;/em&amp;gt; wrote:&amp;lt;/div&amp;gt;Teachers in my area START at $55,000/year (after college)&amp;lt;/blockquote&amp;gt;&amp;lt;/p&amp;gt;&amp;lt;p&amp;gt;I don't think that's a lot of money for your area. Do you?&amp;lt;/p&amp;gt;&lt;/blockquote&gt;&lt;/p&gt;&lt;p&gt;A 55K entry level salary for a 23 or 24 YO is a lot of money wherever you live, IMO. &lt;/p&gt;</blockquote></p><p>One of my grad students' husband just got his first engineering job out of college.  He's 23.  His starting salary will be about 85K.  Now granted it's year round, rather than nine-month, but around here, public school teachers start at about half that.  </p>

The average starting salary for an Ohio teacher is b/w 30-something and the 40s I think, i looked it up once.  Seasoned teachers make on average 50-60K I think. 

 

 

iVillage Member
Registered: 12-07-2003
Fri, 03-22-2013 - 3:47pm

emptynester2009 wrote:
<p><span style="font-family:comic sans ms,sans-serif; font-size:medium">  Our house is just under 2000 square feet (I think 1947).   During our military years we had a wide variety if sizes and for the most part they were small for our needs.  When DH retired we were able to buy the size house that fit our needs.  It was a very good fit for the 5 of us.  </span></p><p><span style="font-family:comic sans ms,sans-serif; font-size:medium">  It is more space than we need for the two of us but not an overwhelming amount of extra space.  Even though some of the extra space is not used everyday I like having it.  I like having rooms for particualar tasks and not having to multipurpose rooms.  The three previous kids bedrooms are now an exercise room, an office/storage and a guest room.  The guest room has come in very handy these last two weeks that DD2 has been recovering from surgery. </span></p><p><span style="font-family:comic sans ms,sans-serif; font-size:medium">  I do not know if we would save anything by downsizing because more than likely our mortgage would increase.  A smaller place would probably mean less in utilities but just the fact that there are only two of us living here instead of 5 has brought down our utility costs.  </span></p><p><span style="font-family:comic sans ms,sans-serif; font-size:medium">  If we did move I would probably go for something with a bigger kitchen and dining room.  Even though it is only DH and I  most of the time when we do have the entire extended family for get togthers we are at at least nine and that number will probably grow.  <br /></span></p><p><span style="font-family:comic sans ms,sans-serif; font-size:medium">  <br /></span></p>

If we buy another house, the size of the dining room is going to be a major consideration.  Our house has a decent size dining room, but for big family gatherings, it can feel a little bit cramped.  Most of the newer houses I see listed in our town tend to have rather small dining rooms.  The older houses from the 1910s to the 1940s?  They have really big, nice dining rooms with beautiful woodwork and built-ins.  If I could find one on a double lot, it would be perfect!

iVillage Member
Registered: 10-10-2011
Fri, 03-22-2013 - 3:48pm
No, regular everyday things in my home Peachy. I don't like "clutter" so I don't have much around. Cleaning my entire house means doing everything though and not just dusting and vaccuuming. I wipe down everything, doors, walls, etc.
iVillage Member
Registered: 12-07-2003
Fri, 03-22-2013 - 3:51pm

reginageorge2005 wrote:
<p>Maybe not in your mind, but if I say someone is making "good money," they're making bank. </p><p>It is clear that you and I have very different definitions of what constitutes good money, Jams. That's fine. I have a rather skewed perception of personal finance in general b/c of the nature of DH's job. Therefore it takes a lot (net worth and income-wise) to impress me. Yet another reason I haven't gone back to work...</p>

I'm not saying this to be snarky, but your husband's income is in what, the top 1-5% of earners in the US?  Your perception of making good money is definitely going to be a lot different from mine!

iVillage Member
Registered: 11-14-2011
Fri, 03-22-2013 - 3:51pm
You do that through out your house? What about the kids's rooms, are they responsible for their own space? Does your hubby help?
iVillage Member
Registered: 10-10-2011
Fri, 03-22-2013 - 3:54pm
"If we buy another house, the size of the dining room is going to be a major consideration. Our house has a decent size dining room, but for big family gatherings, it can feel a little bit cramped. Most of the newer houses I see listed in our town tend to have rather small dining rooms. The older houses from the 1910s to the 1940s? They have really big, nice dining rooms with beautiful woodwork and built-ins. If I could find one on a double lot, it would be perfect!"........ That is a downfall of our home, in the cooler months it is hard to invite many people. I think we had close to 30 people in October and everyone was comfortable but I have to hold back on my invitation list and hate that. lol.
Avatar for rollmops2009
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Registered: 02-24-2009
Fri, 03-22-2013 - 3:57pm
"Our house has a decent size dining room, but for big family gatherings, it can feel a little bit cramped." --------- Your house is really great though. I like it very much.
iVillage Member
Registered: 10-10-2011
Fri, 03-22-2013 - 3:57pm
"You do that through out your house? What about the kids's rooms, are they responsible for their own space? Does your hubby help?"............. Not on an every week basis but yes, throughout the house. Youngest room is always clean, oldest is another story lol. She will clean room but I do go through it when she is not home as I will do her laundry to help her out. Yep, hubby helps me a lot, I am very blessed. Today, after work he was throwing in a load of laundry for me. He straightens up a lot for me and always asks what needs to be done.
iVillage Member
Registered: 11-14-2011
Fri, 03-22-2013 - 3:58pm
I am just asking because in our home, everyone is responsible for their own space. The kids clean their own rooms and bathrooms. They are also mostly responsible for the family room, and help with both diningrooms. Hubby cleans the office, and his areas in the garage (I get about 600sf of garage space to do with what I want, hubby has the rest. I generally take care of my bedroom and the master bath, the kitchen, laundry room & living room.
iVillage Member
Registered: 12-07-2003
Fri, 03-22-2013 - 3:59pm

rollmops2009 wrote:
"Our house has a decent size dining room, but for big family gatherings, it can feel a little bit cramped." --------- Your house is really great though. I like it very much.

Did I post pictures after I painted this fall?  The living room was red and the dining rooms was a kind of tannish color.  I painted them both a cream color, and I love it!  The rooms look so much lighter and bigger now.

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