How do YOU answer the credit card question?

Avatar for cmpat
iVillage Member
Registered: 02-21-2003
How do YOU answer the credit card question?
1432
Fri, 11-05-2010 - 3:30pm

Why can’t you just use your credit card?



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iVillage Member
Registered: 01-15-2006
Tue, 11-09-2010 - 9:54am

i don't know about fico score but we have a very, very good credit rating, lenders over the years have told us they don't even see scores like that anymore, generally speaking ( really makes you wonder.. ).

 

iVillage Member
Registered: 01-15-2006
Tue, 11-09-2010 - 9:56am
how old is he?

 

iVillage Member
Registered: 10-22-2009
Tue, 11-09-2010 - 9:59am

almost 14...

Avatar for savcal2011
iVillage Member
Registered: 10-06-2010
Tue, 11-09-2010 - 10:09am

That's what we do. Our MasterCard has a generous cash-back policy. So, we pay for almost everything on the card, then pay the balance in full at the end of the month.

"I don’t mind a banshee, that’s fine. 2 banshees? I HATE you. I actually wish bad things upon you." -- Day[9] Daily #459 P1

iVillage Member
Registered: 01-15-2006
Tue, 11-09-2010 - 10:11am
sure beats having to fully insure them if you took a note out on the cars, then?

 

iVillage Member
Registered: 10-01-2010
Tue, 11-09-2010 - 10:16am

Fico scores are important to me and always will be. I want to get the lowest possible interest rate on whatever I chose. We have high fico scores and just because I own a home and car does not mean that I don't care about what they are anymore.

iVillage Member
Registered: 10-01-2010
Tue, 11-09-2010 - 10:18am

I believe is starting with a credit card with a low amount of credit, paying it off and building up your credit. We have high credit scores that has allowed us to have very low interest rates on our home, cars, loans, etc.

iVillage Member
Registered: 10-22-2009
Tue, 11-09-2010 - 10:22am
It sounds very inticing...
iVillage Member
Registered: 01-15-2006
Tue, 11-09-2010 - 10:24am

you said debit card, does he already have a checkiing account then, too?

 

iVillage Member
Registered: 01-05-2000
Tue, 11-09-2010 - 10:26am

It's the same as my atm card.

The truth may be out there but lies are in your head. Terry Pratchett

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