How do YOU answer the credit card question?

Avatar for cmpat
iVillage Member
Registered: 02-21-2003
How do YOU answer the credit card question?
1432
Fri, 11-05-2010 - 3:30pm

Why can’t you just use your credit card?



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iVillage Member
Registered: 10-22-2009
Wed, 11-10-2010 - 8:38pm
Fabulous... i prefer to escrow... b/c as i said...lower interest rate, lower closing costs and i earn interest on my escrow.

iVillage Member
Registered: 10-01-2010
Wed, 11-10-2010 - 8:40pm

I can make my own tax and insurance payment and do not need a company holding my extra money. I can figure out how much extra I need to save each week when my new bill comes also.

iVillage Member
Registered: 10-01-2010
Wed, 11-10-2010 - 8:40pm

Why would you have to pay more?

iVillage Member
Registered: 10-01-2010
Wed, 11-10-2010 - 8:42pm

I decided to escrow years after we bought our home. Our closing costs were very low (according to what I hear they are today).

Avatar for savcal2011
iVillage Member
Registered: 10-06-2010
Wed, 11-10-2010 - 8:45pm
And? Using an escrow accoutn doesn't mean one can't do those things.

"I don’t mind a banshee, that’s fine. 2 banshees? I HATE you. I actually wish bad things upon you." -- Day[9] Daily #459 P1

Avatar for savcal2011
iVillage Member
Registered: 10-06-2010
Wed, 11-10-2010 - 8:45pm
Because that was the deal that was offered.

"I don’t mind a banshee, that’s fine. 2 banshees? I HATE you. I actually wish bad things upon you." -- Day[9] Daily #459 P1

iVillage Member
Registered: 10-22-2009
Wed, 11-10-2010 - 8:46pm
You really need to research this a bit further there are many views on escrow and it is not a one size fits all issue... Many states do not required for you to earn interest on escrow however many banks do.
iVillage Member
Registered: 10-22-2009
Wed, 11-10-2010 - 8:46pm
But i would have...Iam not talking about YOU dear!!!
iVillage Member
Registered: 10-01-2010
Wed, 11-10-2010 - 8:53pm

One can't do what?

Avatar for savcal2011
iVillage Member
Registered: 10-06-2010
Wed, 11-10-2010 - 8:55pm
<>

"I don’t mind a banshee, that’s fine. 2 banshees? I HATE you. I actually wish bad things upon you." -- Day[9] Daily #459 P1

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