How do YOU answer the credit card question?

Avatar for cmpat
iVillage Member
Registered: 02-21-2003
How do YOU answer the credit card question?
1432
Fri, 11-05-2010 - 3:30pm

Why can’t you just use your credit card?



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iVillage Member
Registered: 10-22-2009
Wed, 11-10-2010 - 8:57pm
I think you missing THE ENTIRE POINT dear she got a much better deal on her loan by choosing the loan that includes escrow.. I dont know maybe you think it is better she choose the worse deal so she could have made her own tax and insurance pymts...

iVillage Member
Registered: 10-22-2009
Wed, 11-10-2010 - 8:58pm
Okay and?
iVillage Member
Registered: 10-01-2010
Wed, 11-10-2010 - 9:03pm

This form is driving me nuts-lol!!

I guess I meant to say is that while you are saving each month for your mortgage payment, I separate mine in 3 sections, mortgage, taxes and homeowners and only have to pay my mortgage monthly. The rest is paid once and twice a year while I save it and make interest on it myself.

Avatar for savcal2011
iVillage Member
Registered: 10-06-2010
Wed, 11-10-2010 - 9:05pm
???? -- I realize that. I've realized that since this conversation first started.

Although I don't know what you mean by "saving each month for my mortgage".

"I don’t mind a banshee, that’s fine. 2 banshees? I HATE you. I actually wish bad things upon you." -- Day[9] Daily #459 P1

iVillage Member
Registered: 10-01-2010
Wed, 11-10-2010 - 9:05pm

Nope, never wish a bad deal on anyone.

iVillage Member
Registered: 10-22-2009
Wed, 11-10-2010 - 9:05pm
"However, based on your commentary, it's clear you're not really aware of what an escrow account does, how it works, how it's managed or who it belongs to, so it's a good thing you don't have one."

I think your right and it is clearly a waste of time trying to expain it...

..
iVillage Member
Registered: 10-01-2010
Wed, 11-10-2010 - 9:06pm

Don't know which one post you are referring to.

Avatar for savcal2011
iVillage Member
Registered: 10-06-2010
Wed, 11-10-2010 - 9:09pm
No one said it was/is/would be a deal for you. If you're doing what is best for you, then you're doing what is best for you.

Just like I, by using an escrow acct, am doing what is best in my situation.

"I don’t mind a banshee, that’s fine. 2 banshees? I HATE you. I actually wish bad things upon you." -- Day[9] Daily #459 P1

Avatar for savcal2011
iVillage Member
Registered: 10-06-2010
Wed, 11-10-2010 - 9:09pm
If you click the blue words next to"Re:" it will take you back to the post that was replied to (in yellow).

"I don’t mind a banshee, that’s fine. 2 banshees? I HATE you. I actually wish bad things upon you." -- Day[9] Daily #459 P1

iVillage Member
Registered: 10-01-2010
Wed, 11-10-2010 - 9:10pm

Putting money aside to pay my mortgage, just like every other bill.

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