How do YOU answer the credit card question?

Avatar for cmpat
iVillage Member
Registered: 02-21-2003
How do YOU answer the credit card question?
1432
Fri, 11-05-2010 - 3:30pm

Why can’t you just use your credit card?



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iVillage Member
Registered: 10-22-2009
Thu, 11-11-2010 - 2:04pm

lol...so basically the pymts you make to you taxes fund

iVillage Member
Registered: 10-01-2010
Thu, 11-11-2010 - 2:05pm

I think that is quite a personal question.

iVillage Member
Registered: 10-01-2010
Thu, 11-11-2010 - 2:06pm

We have our own spending money each week for things like that. It is your own money and no need to record what you have spent or answer about what you have spent it on.

iVillage Member
Registered: 10-01-2010
Thu, 11-11-2010 - 2:07pm

Again, that is quite personal.

iVillage Member
Registered: 05-13-2009
Thu, 11-11-2010 - 2:11pm

It's not a personal question at all, it's a basic math question.

An escrow account would require about 1170 (2mo worth) in reserve for payouts of 7K. Assuming a very generous apr interest rate of 2% in a liquid savings vehicle, your yearly interest accrued would be slightly more than $20. See, not so hard and not personal at all, just basic finance.

iVillage Member
Registered: 10-22-2009
Thu, 11-11-2010 - 2:12pm

I did not ask you a question... I told you how it works...

Your the one who shared with the board you pay 7g's for taxes ect...that you make pymts out of you weekly salary to that fund and that you pay them twice a year...

Avatar for savcal2011
iVillage Member
Registered: 10-06-2010
Thu, 11-11-2010 - 2:12pm
Even for "My own money" I want to know where it is going. I dont record it anymore, because I've done the analysis. But I used to record it, and answer to myself about where it was.

"I don’t mind a banshee, that’s fine. 2 banshees? I HATE you. I actually wish bad things upon you." -- Day[9] Daily #459 P1

iVillage Member
Registered: 10-22-2009
Thu, 11-11-2010 - 2:16pm

You told us exactly where you put your tax etc paymts ... you said put it in a bank account for your taxe etc......do you want the link?

Avatar for mommy2amani
iVillage Member
Registered: 03-26-2003
Thu, 11-11-2010 - 2:18pm

We don't have a budget, either.

iVillage Member
Registered: 01-08-2009
Thu, 11-11-2010 - 2:29pm

I guess we have a budget.

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