How do YOU answer the credit card question?

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iVillage Member
Registered: 02-21-2003
How do YOU answer the credit card question?
1432
Fri, 11-05-2010 - 3:30pm

Why can’t you just use your credit card?



Cash can be seen and touched and kids get that, usually at an early age,

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iVillage Member
Registered: 02-04-2009
Thu, 11-11-2010 - 8:35pm

************

Kitty

"If you can't annoy somebody with what you write, I think there's little point in writing."-- Kingsley Amis, British novelist, 1971 t .

iVillage Member
Registered: 05-13-2009
Thu, 11-11-2010 - 8:38pm

I no longer micromanage the budget.

Taxes take about a 1/3.

We take 1/3 off the top for savings: 20% for retirement, 8% for college, and 5% for vacation, home improvements, entertainment, cars... I never see it.

We live off the rest - the percentage has stayed the same for about the last 15 years. This includes tuition and childcare costs. I use excel too, and sweep our accounts into MMS for all but operating expenses.

iVillage Member
Registered: 08-22-2009
Thu, 11-11-2010 - 8:38pm

iVillage Member
Registered: 10-22-2009
Thu, 11-11-2010 - 8:39pm
My kitty just had kittens want one...
iVillage Member
Registered: 10-22-2009
Thu, 11-11-2010 - 8:40pm
I was just going to say that...but you said it for me...:)
iVillage Member
Registered: 08-22-2009
Thu, 11-11-2010 - 8:45pm

iVillage Member
Registered: 10-01-2010
Thu, 11-11-2010 - 8:49pm

Nope but they will lower your bill for the following year.

iVillage Member
Registered: 10-01-2010
Thu, 11-11-2010 - 8:50pm

We never had one either until we started going on vacation.

iVillage Member
Registered: 05-13-2009
Thu, 11-11-2010 - 8:52pm

It's not an insult, it's a debate point that you choose not to further engage, though you've given enough data to work through it. Can you point out where this is exponentially wrong based on what was given?My son can alter his work with more data.

BTW -The example includes payment taxes and homeowner's insurance which were not paid at the same time, in a way that was most favorable to you.

If you are math-challenged, my apologies. My children are much better at this than me and they love word problems. They do this for fun and hopefully future profit.

I really don't see how you can make judgement on what others do regarding escrow if you can't so the simple math and cost-benefit analysis, though.

iVillage Member
Registered: 10-01-2010
Thu, 11-11-2010 - 8:55pm

Again, thanks but don't need the insults. Still upset about the tennis game?

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