How do YOU answer the credit card question?

Avatar for cmpat
iVillage Member
Registered: 02-21-2003
How do YOU answer the credit card question?
1432
Fri, 11-05-2010 - 3:30pm

Why can’t you just use your credit card?



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iVillage Member
Registered: 08-22-2009
Tue, 11-09-2010 - 1:29pm

iVillage Member
Registered: 12-07-2003
Tue, 11-09-2010 - 2:14pm
I don't need to worry about my fico score. It's good, and I'm not doing anything that 's going to change that.
iVillage Member
Registered: 11-22-2000
Tue, 11-09-2010 - 2:18pm

Right.


iVillage Member
Registered: 12-07-2003
Tue, 11-09-2010 - 2:20pm
Exactly.
iVillage Member
Registered: 10-01-2010
Tue, 11-09-2010 - 2:38pm

Ok. To each his own. I like to get my report and fico score once a year. Not sure why some don't find it important, even after buying a home. There are so many things that might and will come up in your life that will have something to do with that score.

That score allowed us to furnish ous entire apt. at the age of 21 instead of having to save money for years and having a used mish mash of things. That score as allowed us to replace appliances in our home and do so at no interest. That score has allowed us to be able to buy new and almost new cars at the lowest or almost lowest interest rates.

Avatar for savcal2011
iVillage Member
Registered: 10-06-2010
Tue, 11-09-2010 - 2:47pm

I don't think anyone here has stated, or even implied, that FICO scores aren't important.

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iVillage Member
Registered: 10-01-2010
Tue, 11-09-2010 - 2:50pm

Yes, checking them and your credit once a year is important. Fico scores can be ruined by fraud.

I just would never think that because I have bought a house already that my fico score is not of any use to me anymore though.

Avatar for savcal2011
iVillage Member
Registered: 10-06-2010
Tue, 11-09-2010 - 2:58pm
<>

Good. Cause no one has indicated anything to the contrary.

"I don’t mind a banshee, that’s fine. 2 banshees? I HATE you. I actually wish bad things upon you." -- Day[9] Daily #459 P1

iVillage Member
Registered: 01-08-2009
Tue, 11-09-2010 - 3:23pm

I check my FICO score on a regular basis, once each year with each of the three major companies, but more to check for fraud and errors than anything else.

iVillage Member
Registered: 10-01-2010
Tue, 11-09-2010 - 3:30pm

<>

Good. Cause no one has indicated anything to the contrary.

Pretty much so:

We were really worried about our score before we bought our house, although it was excellent. Now, it doesn't really matter all that much.

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