The overall COL living index for my city is 84.
The breakdowns are:
Food 87 Housing 64 Utilities 96 Transportation 94 Health 107 Mics 98
"If you can't annoy somebody with what you write, I think there's little point in writing."-- Kingsley Amis, British novelist, 1971 t .
Here's mine....I compared it to Houston, Texas.
One gripe I have about food costs is the the quality of the produce in one area is vastly different from another area. I routinely go to the regular grocery store near my sisters in CT and see fabulous produce at regular grocery store prices. We get terrible produce for similar prices. As a result, the food prices in our area are not rated at high as they should be IMO - compared to her grocery prices. We have to go to a higher priced grocery store to get the same quality so I find it hard to believe that her prices are higher than mine.
Cost of Living Indexes MINE SISTER'S IN CTOverall 223 105Food 107 115Housing 427 93Utilities 96 122Transportation 121 109Health 113 111Miscellaneous 105 106
I had mentioned when this discussion has come up before that I have never lived in a high COL area but I have still seen the effect of moving between various COL areas. Out of curiosity I compared places that I have lived (the list does not include the place I grew up in, overseas assignments and an assignment where I was active duty and living in the barracks).
I went from cities with COL indexes of 80 to 90 to 71 to 75 to 73 to 84.
Some of it backed up my experience. The move from 80 to 90 was rough, very little disposable income. We got some of the disposable income back when we went from 90 to 71 (but then we also added a third child).
The one most surprising to me was the move from 71 to 75. I thought the difference was more. But the difference was very significant in utilities area and that is where I felt it the most.
The last move from 73 to 84 we actually felt the least because that was when DH retired from the Air Force so our income went more than enough to overcome the difference in COL.
I'm sure you are. But clearly the answer is: not everyone. Since you have not answered the actual question.
So, in reality, everyone but you has used their town. And you have simply asked an irrelevant question.
Interestingly enough, if I use the closest "big city" (otherwise known as "Baltimore"), the cost of living goes DOWN from my "town", with an overall COL index of 92, with a housing index of 78.
On the other hand, if I use Washington, DC, the COL index goes up to 166, with the housing index rising up to 266. If I use Annapolis, MD, the index is basically the same as my "town", with my "town's" overall index at 141 and the Annapolis index at 142. The housing index in my "town" is 205 and in Annapolis, it's 209.
THIS is why I don't live in the town that I work in: