Mom Wants Death Benefits for Twins Conceived After the Dad's Death

You don't "just happen to get pregnant," with IVF. IVF is an intentional and planned procedure. She knew when she implanted the embryos via IVF that daddy was not alive. She *intentionally* became pregnant with this knowledge.

Well first it's worth clarifying that it's not that daddy "wasn't around," it's that daddy was dead. I'm sure that's what you meant, but it's not really the same thing.

Second, yes, if she was already pregnant before he died, yes she should get survivor benefits. It doesn't matter if she became pregnant "the natural way," or used any form of assisted reproductive technology (IUI, IVF, etc), it only matters that she was already pregnant before he died. Why is it different? Because the baby was already conceived, and since nobody (usually) plans to die, benefits should be received. The woman in this case *intentionally* became pregnant after he died. Her fault, her choice, her decision, her dime.