Speaking of Money

Avatar for rollmops2009
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Registered: 02-24-2009
Speaking of Money
928
Sat, 03-02-2013 - 3:33pm

Here is a SAHM who takes careful budgeting to new heights. It must, of course, be noted that since her DH is military, the family is probably covered in terms of health insurance. 

http://finance.yahoo.com/news/how-a-family-of-four-manages-to-live-well-on-just--14-000-per-year-174803218.html

"Wagasky, 28, lives with her her husband, Jason, 31, and their two young children in a three-bedroom family home in Las Vegas, Nevada. While Jason, a member of the U.S. Army, completes his undergraduate studies, the family's only source of income is the $14,000 annual cost of living allowance he receives under the G.I. Bill. Despite all odds, the family has barely any credit card debt, no car payment, and no mortgage to speak of."

[...]

"By the time Wagasky's husband came home from Iraq, they had managed to scrape together the $30,000 they needed for a downpayment on a home. 


"But we decided the best option would be not to have a mortgage payment at all," she said. "We found a fixer-upper that didn't have a kitchen ... and we paid cash." "

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Avatar for jamblessedthree
iVillage Member
Registered: 10-23-2001
Mon, 03-04-2013 - 4:59pm
I don't think returning items to llbean after wearing them to death is a good thing either... Sorry, Old debate.

 


 


iVillage Member
Registered: 02-20-2013
Mon, 03-04-2013 - 5:00pm

jamblessedthree wrote:
<p><blockquote class="quote-msg quote-nest-1 odd"><div class="quote-author"><em class="placeholder">thardy2001</em> wrote:</div>&lt;p&gt;&lt;blockquote class="quote-msg quote-nest-1 odd"&gt;&lt;div class="quote-author"&gt;&lt;em class="placeholder"&gt;lifespeachy&lt;/em&gt; wrote:&lt;/div&gt;&amp;lt;p&amp;gt;*Poor* families don't want high maintenance clothing....  they are lucky to have a way to wash their jeans, let alone something that needs to be dry cleaned.  ....&lt;/blockquote&gt;&lt;/p&gt;&lt;p&gt;Wow.  Just wow. &lt;/p&gt;</blockquote></p><p>My thought exactly! </p>

Believe it--my last tenant didn't have hot water for four months. When I called the gas co to get the utilities in my name, they informed me that they had been turned off for non payment 4 months earlier. Fortunately the court kicked her out when they did, I have no idea how the pipes wouldn't have frozen w/o heat in the building and it was getting cold. No hot water. For four months. Try to process that. B/c I'm still struggling w/it six months later.

On Wednesdays we wear pink.

Avatar for jamblessedthree
iVillage Member
Registered: 10-23-2001
Mon, 03-04-2013 - 5:02pm

bordwithyou wrote:
<p><blockquote class="quote-msg quote-nest-1 odd"><div class="quote-author"><em class="placeholder">jamblessedthree</em> wrote:</div>Maybe they grocery shop at Aldis or Walmart.</blockquote> She says they grocery shop at Costco and that they get several boxes of produce a month from an agricultural co-op.<blockquote class="quote-msg quote-nest-1 odd"><div class="quote-author"><em class="placeholder">jamblessedthree</em> wrote:</div>Maybe they grocery shop at Aldis or Walmart.</blockquote> </p>

Thanks for the correction Bord, I wouldn't know about costco either.

 


 


Avatar for jamblessedthree
iVillage Member
Registered: 10-23-2001
Mon, 03-04-2013 - 5:04pm
Are you a teacher Peachy? Curious.

 


 


iVillage Member
Registered: 11-14-2011
Mon, 03-04-2013 - 5:05pm

Reginia, I honeslty don't think that most people really understand.  I work with low income and homeless families, and I don't totally understand.  I've never been desperate, I've never worried about where my kids' next meal is going to come from, or even worse, never had to put my kids to bed hungry.  Or stay awake all night b/c I was afraid of what might happen to my children if I fall asleep....

iVillage Member
Registered: 01-08-2009
Mon, 03-04-2013 - 5:05pm

jamblessedthree wrote:
I don't think returning items to llbean after wearing them to death is a good thing either... Sorry, Old debate.

And the cool thing about that is, nobody is forcing you, or even asking you, to return your worn out clothes to LL Bean!

iVillage Member
Registered: 02-20-2013
Mon, 03-04-2013 - 5:06pm

jamblessedthree wrote:
I don't think returning items to llbean after wearing them to death is a good thing either... Sorry, Old debate.

I don't wear LL Bean, not exactly my style, but don't they have a lifetime guarantee? Ditto Lands End--don't they advertise that if their stuff wears out, that they'll replace it for free? B/c if they do, and that's part of their marketing strategy, what's wrong w/keeping them to that?

On Wednesdays we wear pink.

iVillage Member
Registered: 11-14-2011
Mon, 03-04-2013 - 5:08pm

"Are you a teacher Peachy?"

No

iVillage Member
Registered: 02-20-2013
Mon, 03-04-2013 - 5:09pm

lifespeachy wrote:
<p>Reginia, I honeslty don't think that most people really understand.  I work with low income and homeless families, and I don't totally understand.  I've never been desperate, I've never worried about where my kids' next meal is going to come from, or even worse, never had to put my kids to bed hungry.  Or stay awake all night b/c I was afraid of what might happen to my children if I fall asleep....</p>

That hot water thing was a huge eye opener for me. I can't imagine not having hot water or heat. To go without it for FOUR MONTHS?! That blows my mind. And humbles me and makes me realize I don't understand what that life is like. At. All.

On Wednesdays we wear pink.

Avatar for jamblessedthree
iVillage Member
Registered: 10-23-2001
Mon, 03-04-2013 - 5:13pm

bordwithyou wrote:
<p><blockquote class="quote-msg quote-nest-1 odd"><div class="quote-author"><em class="placeholder">jamblessedthree</em> wrote:</div>I don't think returning items to llbean after wearing them to death is a good thing either... Sorry, Old debate.</blockquote></p><p>And the cool thing about that is, nobody is forcing you, or even asking you, to return your worn out clothes to LL Bean!</p>

There is that, Yes.....

 


 


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