Speaking of Money

Avatar for rollmops2009
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Registered: 02-24-2009
Speaking of Money
928
Sat, 03-02-2013 - 3:33pm

Here is a SAHM who takes careful budgeting to new heights. It must, of course, be noted that since her DH is military, the family is probably covered in terms of health insurance. 

http://finance.yahoo.com/news/how-a-family-of-four-manages-to-live-well-on-just--14-000-per-year-174803218.html

"Wagasky, 28, lives with her her husband, Jason, 31, and their two young children in a three-bedroom family home in Las Vegas, Nevada. While Jason, a member of the U.S. Army, completes his undergraduate studies, the family's only source of income is the $14,000 annual cost of living allowance he receives under the G.I. Bill. Despite all odds, the family has barely any credit card debt, no car payment, and no mortgage to speak of."

[...]

"By the time Wagasky's husband came home from Iraq, they had managed to scrape together the $30,000 they needed for a downpayment on a home. 


"But we decided the best option would be not to have a mortgage payment at all," she said. "We found a fixer-upper that didn't have a kitchen ... and we paid cash." "

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Avatar for rollmops2009
iVillage Member
Registered: 02-24-2009
Sun, 03-03-2013 - 3:27pm
Empty, is "unfit for duty" not on that list somewhere?
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Registered: 01-08-2009
Sun, 03-03-2013 - 3:40pm
I know someone who joined the military out of desperation when he was 18 or 19 and if became clear ti both him and the army in basic that it was not a match made in heaven. He was released and the official reason was "unsuitable for military life." He got a less-than-honorable separation status.
Avatar for rollmops2009
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Registered: 02-24-2009
Sun, 03-03-2013 - 3:45pm
"He was released and the official reason was "unsuitable for military life."" -------- That may be the same as "unfit for duty" I imagine.
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Registered: 11-14-2011
Sun, 03-03-2013 - 4:13pm
There are a lot of thisngs that you probably can't imagine Rosie......that doesn't mean that it's not out there, that it's not a reality in some people's lives, nor that it's the right thing for someone who's life is completely different than yours.
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Registered: 08-22-2009
Sun, 03-03-2013 - 4:40pm

bordwithyou wrote:
I know someone who joined the military out of desperation when he was 18 or 19 and if became clear ti both him and the army in basic that it was not a match made in heaven. He was released and the official reason was "unsuitable for military life." He got a less-than-honorable separation status.
 

I know some who have gotten unsuitabilty seperations.  I think that is only allowed if you have served less than 6 months.  If that it the case than it really does not matter what kind of discharge they got because you have to serve for at least 6 months to qualify for any VA benefits and VA benefits is really the only place where prior service matters.

 When I was active duty I had a co-worker who wanted out so he just stopped coming to work.  Every day for about a week  his supervisor would go to his barracks get him out of bed and bring him to work.  After a week they got tired of it and seperated him as unsuitable. 

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Registered: 02-24-2010
Sun, 03-03-2013 - 6:02pm

rosenylund wrote:
Yes, Emptynester I have never had an employer pay rent for me but I am very familiar with the military and what they pay for.

No, everything you post says you don't understand.  You seem to think it is some extra special thing that military people get.  You don't seem to understand it is part of their "salary."  The same kind of "salary" you make at your job.  You allocate some of that towards rent or a house payment.  The military separates it for special reasons that I won't go into here (because you think you know what it's for) but it's all party of the "salary" they get for doing their job.

“Clearly," said Arthur,"you're an idiot- but you're our kind of idiot. Come on.” 
― Markus ZusakThe Book Thief

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Registered: 02-24-2010
Sun, 03-03-2013 - 6:11pm

rosenylund wrote:
I donate to BB/BS all the time Thardy (enough that I didn't have anything to donate to the victims of Hurricane Sandy (so I gave monies instead). I want my donation to go to people who truly need help, not someone who is sorted through the things (like at Thrift shops with whom I am very familiar with their procedure as I have a good friend who volunteers at one) and found something they like even though they can afford to buy it for themselves.

LOL, this is a recycled debate subject!  Maybe ya'll need some new material.  

“Clearly," said Arthur,"you're an idiot- but you're our kind of idiot. Come on.” 
― Markus ZusakThe Book Thief

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Registered: 02-24-2010
Sun, 03-03-2013 - 6:17pm

thardy2001 wrote:
<p><blockquote class="quote-msg quote-nest-1 odd"><div class="quote-author"><em class="placeholder">rosenylund</em> wrote:</div>I have to agree Thardy and I think there is more to the story than is printed. It is great to try and help young couples try and cut out or down on their expenses but these are nothing new and I couldn't imagine the stress too. Things come up and I can't imagine going down to empty on my gas tank and just not being able to go out.</blockquote></p><p>I figured if they're cutting it so close with gas, the children simply can't be driven around to things children normally get driven to. Visits with friends, parties, after-school clubs/sports.</p><p>Also, with clothes, I see really excellent seamstresses at a fabric store here.  They make a lot of their clothes but  nothing looks as good as store-bought.  I don't know if it's just design and fashion sense ~ even great sewer~ers (sp?) simply don't have an eye for design or for timeless fit and style.</p>

I would not assume that these children are pathetic wretches who are unhappy with their life.  For all you know, they have tons of friends in their neighborhood and go outside and play every day with them--similarly to how many of the adults here grew up.  There are always facebook and email postings waxing nostalgicly about the good old days when we all went outside and played with our friends daily and didn't have to come home until it was dark, didn't have electronic gadgets and pladyates, yadda yadda.  I'm sure you've heard of that phonemonom/lifestyle.

“Clearly," said Arthur,"you're an idiot- but you're our kind of idiot. Come on.” 
― Markus ZusakThe Book Thief

iVillage Member
Registered: 05-13-2009
Sun, 03-03-2013 - 6:57pm

thardy2001 wrote:
<p><blockquote class="quote-msg quote-nest-1 odd"><div class="quote-author"><em class="placeholder">rosenylund</em> wrote:</div>Yes, Thardy because you know you can only get quality clothes at the Thrift Shop lol. I'm gonna pop some tags, only got twenty dollars in my pocket. I wear your granddad's clothes, I look incredible. Bawhhhaaa....</blockquote></p><p>I once saw a woman in church wearing my used cashmere sweater, one of the things I donated to the church thrift shop. Then I realized she works in the church thrift shop and, as a volunteer, must get first dibs. <img src="/forums/sites/all/libraries/tinymce/jscripts/tiny_mce/plugins/emotions/img/smiley-smile.gif" alt="Smile" title="Smile" border="0" />  I'm sure she paid and money got to the needy somehow.  But this woman is not poor by any means! </p><p>I'd rather get clothes new for a variety of reasons.  My sweater was on its last legs, tho it was cashmere.  I still donate clothes to charity wishing they would go to the needy.  Not bargain hunters.  My pet peeve ~ no one else's.  It's how I was raised...</p>

I was raised to Renew-Reuse-Recycle to save the planet - I know, I was hippy dippy kid. I donate clothing that I no longer want to our Church thrift because someone else may have use for them, but they may have use for someone else.I don't want them but someone else might before they end up in the landfill.

It's not really about charity, it's about the end of my needs, cleaning out my closets, so I can buy new stuff. If someone else can use them, great! Ocasionally, I find some things in the thrift store that I can use. In fact wearing some now, yoga pants and sweatshirt I bought at the thrift. They are high quality and hardly used, but probably made is a sweatshop in some 3rd world country. I'm not a purchasing saint.


Avatar for savcal2011
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Registered: 10-06-2010
Sun, 03-03-2013 - 6:59pm

just_another_marla wrote:
<p>Here is an interesting demographics tool that shows median income level by US neighborhood (census tract.) </p><p><a href="http://www.richblockspoorblocks.com/" target="_blank" rel="nofollow">Rich Blocks, Poor Blocks</a></p><p>While it doesn't spell out the COL, I would say it reflects it. I thought it might help clear up some of the preconceived notions about the variance (or lack thereof) between one place and the next. </p>

 

My neighborhood reads as smack-dab in the middle of the "middle-class income range"  for my state.     My HHI is more than double the neighborhood average, however.

"I don’t mind a banshee, that’s fine. 2 banshees? I HATE you. I actually wish bad things upon you." -- Day[9] Daily #459 P1

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