Speaking of Money

Avatar for rollmops2009
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Registered: 02-24-2009
Speaking of Money
928
Sat, 03-02-2013 - 3:33pm

Here is a SAHM who takes careful budgeting to new heights. It must, of course, be noted that since her DH is military, the family is probably covered in terms of health insurance. 

http://finance.yahoo.com/news/how-a-family-of-four-manages-to-live-well-on-just--14-000-per-year-174803218.html

"Wagasky, 28, lives with her her husband, Jason, 31, and their two young children in a three-bedroom family home in Las Vegas, Nevada. While Jason, a member of the U.S. Army, completes his undergraduate studies, the family's only source of income is the $14,000 annual cost of living allowance he receives under the G.I. Bill. Despite all odds, the family has barely any credit card debt, no car payment, and no mortgage to speak of."

[...]

"By the time Wagasky's husband came home from Iraq, they had managed to scrape together the $30,000 they needed for a downpayment on a home. 


"But we decided the best option would be not to have a mortgage payment at all," she said. "We found a fixer-upper that didn't have a kitchen ... and we paid cash." "

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Avatar for jamblessedthree
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Registered: 10-23-2001
Thu, 03-07-2013 - 11:20am

bordwithyou wrote:
I got bored watching sports and going to concerts/recitals, I confess, until the kids actually got good at what they were doing. Then it was all worth it. But that first year of kid pitch baseball, or viola lessons....oye vey...

I have to confess to some of that too, DD1 horseback rides and when she first started out she was only walking in circles with the horse, Now she's cantering and jumping and it's neat to watch. 

 

 

Avatar for jamblessedthree
iVillage Member
Registered: 10-23-2001
Thu, 03-07-2013 - 11:11am
So how does that work, If a student is distrubed by someone else's cellphone the student with the phone is asked to put it away? Please explain. There are actual studies that support the disturbance cellphones cause, Our schools are either stupid or more proactive for having these kinds of policies but that probably depends on who you ask, Lol.

 

 

iVillage Member
Registered: 11-14-2011
Thu, 03-07-2013 - 10:38am
Most of my kids' activities are at the opposite end of town as the grocery store. I rarely have enough time to get shopping done during a practice...unless I make arrangements for another parent to give the kid a ride home. That's one thing that has happened more and more often with older kids, that didn't happen as often when the kids were little.... I will often take a group of kids to an activity, then another parent will give that same group of kids rides home, so that we aren't all doing drop off AND pick up.
iVillage Member
Registered: 11-14-2011
Thu, 03-07-2013 - 10:33am

t's kind of by grade here too.  Grade schoolers aren't allowed to use phones at school, but use them on the school bus.  Middle schoolers are allowed to have phones in their lockers, and use them between classes.  High schoolers can have their phones whenever, where ever, as long as they aren't disruptive to the learning environment.  Most teachers couldn't care less if the kids have them.  They are not allowed in gym class or the locker rooms at all.

iVillage Member
Registered: 12-07-2003
Thu, 03-07-2013 - 10:32am

BeaArthurisMyReligion wrote:
<p>oh my lord I'd stab myself in the head with a fork if I was required to be at every practice for a kid. Those four years of soccer nearly killed me... I don't hang out for rehearsals , dance classes or voice lessons... I just read in the car or run errands.. occassionally chat with the friendlier dance moms...</p>

When DD was in the Nutcracker, her practice time on Saturday mornings was the perfect amount of time to run to the grocery store.  Multitasking for the win!

Avatar for savcal2011
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Registered: 10-06-2010
Thu, 03-07-2013 - 10:29am

BeaArthurisMyReligion wrote:
<p>Yeah we do an hour of voice twice a month for $55 a lesson.. but the teacher is really top notch.. a music director who's highly regarded and he also does a lot of audition coaching and "life lessons' kind of stuff.  Dance runs us about $190 a month for 2 ballet classes, 1 jazz, 1 lyrical, 1 modern and 1 pointe class.   But she doesn't do the competition team stuff which is where I think the real ugly dance moms tend to be... It's our 10th year at this studio so I've found the moms I know who are 'like minded' and mellow and i hang out with them.</p><p>OTOH - we LOVE to watch Dance moms! guilty pleasure! </p>

We just started private trumpet lessons for The Boy. He quit Scout to concentrate on music.  $25 for a 1/2 hour lesson with the lead trumpet professor at OSU.  I love his lessons - gives me 1/2 hour of uninterrupted reading time on the comfy couches in the performing arts center lobby ... lol

"I don’t mind a banshee, that’s fine. 2 banshees? I HATE you. I actually wish bad things upon you." -- Day[9] Daily #459 P1

Avatar for savcal2011
iVillage Member
Registered: 10-06-2010
Thu, 03-07-2013 - 10:27am

BeaArthurisMyReligion wrote:
<p>oh my lord I'd stab myself in the head with a fork if I was required to be at every practice for a kid. Those four years of soccer nearly killed me... I don't hang out for rehearsals , dance classes or voice lessons... I just read in the car or run errands.. occassionally chat with the friendlier dance moms...</p>

Agreed   For marching season, I usually go to at least one contest, sometimes two.  And at lest one football game/halfime performance.  And the "parent performance".    For concert season, I go to all  their local concerts, which is usually 3 for the HS and 2 for the MS.       Every practice would kill me.  Granted, they practice at 6:30 or 7am M-F from Aug to October.  And they practic from 8-5 for two weeks before school starts. So yeah, no.  WE don't go to practics.

"I don’t mind a banshee, that’s fine. 2 banshees? I HATE you. I actually wish bad things upon you." -- Day[9] Daily #459 P1

Avatar for BeaArthurisMyReligion
iVillage Member
Registered: 02-20-2013
Thu, 03-07-2013 - 10:12am

Dance has this wierd timeline.. the 4 and 5 year olds are ADORABLE and fun to wath then there's this LONG Stretch from 6 -11 where they're not "good" but they're not so adorable anymore.. then they get really good as teens adn they're a blast to watch.. I hear you..

iVillage Member
Registered: 06-27-1998
Thu, 03-07-2013 - 10:12am

BeaArthurisMyReligion wrote:
<p>oh my lord I'd stab myself in the head with a fork if I was required to be at every practice for a kid. Those four years of soccer nearly killed me... I don't hang out for rehearsals , dance classes or voice lessons... I just read in the car or run errands.. occassionally chat with the friendlier dance moms...</p>

Outside of young children playing sports, football was the only sport that required a parent to be there during the elementary and middle school years for club play.  Liability issues.  I don't hang out for practices and lessons now, heck I don't even go most times.

PumpkinAngel

iVillage Member
Registered: 01-08-2009
Thu, 03-07-2013 - 10:11am
I got bored watching sports and going to concerts/recitals, I confess, until the kids actually got good at what they were doing. Then it was all worth it. But that first year of kid pitch baseball, or viola lessons....oye vey...

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