Speaking of Money

Avatar for rollmops2009
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Registered: 02-24-2009
Speaking of Money
928
Sat, 03-02-2013 - 3:33pm

Here is a SAHM who takes careful budgeting to new heights. It must, of course, be noted that since her DH is military, the family is probably covered in terms of health insurance. 

http://finance.yahoo.com/news/how-a-family-of-four-manages-to-live-well-on-just--14-000-per-year-174803218.html

"Wagasky, 28, lives with her her husband, Jason, 31, and their two young children in a three-bedroom family home in Las Vegas, Nevada. While Jason, a member of the U.S. Army, completes his undergraduate studies, the family's only source of income is the $14,000 annual cost of living allowance he receives under the G.I. Bill. Despite all odds, the family has barely any credit card debt, no car payment, and no mortgage to speak of."

[...]

"By the time Wagasky's husband came home from Iraq, they had managed to scrape together the $30,000 they needed for a downpayment on a home. 


"But we decided the best option would be not to have a mortgage payment at all," she said. "We found a fixer-upper that didn't have a kitchen ... and we paid cash." "

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iVillage Member
Registered: 11-14-2011
Wed, 03-06-2013 - 6:03pm
Yep PKA. Kids have expenses. Sometimes they are unexpected (like a trip to the ER, then the podiatrist, for a broken foot) but there really is not a whole lot that is completely last minute. Even the kids' last minute dinner plans or sleep overs 9or whatever else) are expected, lol, and there is a "general plan" in place for those occurances.
Avatar for jamblessedthree
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Registered: 10-23-2001
Wed, 03-06-2013 - 6:02pm
I think white gold was popular in the 1980s, I do agree there's costs on top of that a/w a kick back the school gets for selling them too.

 

 

iVillage Member
Registered: 02-20-2013
Wed, 03-06-2013 - 6:00pm

[quote=lifespeachy]<p>My phone is for my convenience.  It's not for other people's convenience, nor is it a leash, lol.  I can access my email from it, and will respond to emergencies, but in general, I will just mark it as unread, and address it when I am at work.  I don't give my cell number out generously, b/c I have had people call me at 9:30 at night to talk about business, and while I can (and do) tell people not to call my cell for business, to call my office, I would just rather not deal with it, lol.  Mostly I text with my husband and kids.  It's quick and easy for reminders, shopping lists, or just the kids letting me know that they've arrived home from school (or to their distination if traveling), etc.</p>[/quote

I love getting texts from DS. I know I've said that before. But he's much more likely to text "I love you, Mom" these days than say it (particularly if his friends are around). He sends me genuinely sweet texts and I love it. Texting (and FB) are my main ways of keeping in touch w/my sister. With four little kids, talking on the phone doesn't happen often w/her. So we text/FB instead. 

On Wednesdays we wear pink.

iVillage Member
Registered: 06-27-1998
Wed, 03-06-2013 - 6:00pm

jamblessedthree wrote:
<p><blockquote class="quote-msg quote-nest-1 odd"><div class="quote-author"><em class="placeholder">sweetsummerdays</em> wrote:</div>? </p>

You do not have permission to use personal data on me, please edit.  Thank you.

PumpkinAngel

Avatar for savcal2011
iVillage Member
Registered: 10-06-2010
Wed, 03-06-2013 - 5:59pm

lifespeachy wrote:
<p>My phone is for my convenience.  It's not for other people's convenience, nor is it a leash, lol.  I can access my email from it, and will respond to emergencies, but in general, I will just mark it as unread, and address it when I am at work.  I don't give my cell number out generously, b/c I have had people call me at 9:30 at night to talk about business, and while I can (and do) tell people not to call my cell for business, to call my office, I would just rather not deal with it, lol.  Mostly I text with my husband and kids.  It's quick and easy for reminders, shopping lists, or just the kids letting me know that they've arrived home from school (or to their distination if traveling), etc.</p>

Unfortunately, I am at times tethered.   It's not a job requirement, but it does make my hours at work easier when I can handle little or emergency things from home.  And it does gain me more prominence, respect and promotability.

I have been turning my work email completely OFF on my phone more often lately. 

"I don’t mind a banshee, that’s fine. 2 banshees? I HATE you. I actually wish bad things upon you." -- Day[9] Daily #459 P1

Avatar for jamblessedthree
iVillage Member
Registered: 10-23-2001
Wed, 03-06-2013 - 5:57pm

lifespeachy wrote:
Here, parents are required to be at every football practice. Is that not the case where you are?

That's too bad, A member of my family's mommy or daddy never attended a practice and the kid is now at a big 10 school on a football scholarship.

 


 


iVillage Member
Registered: 06-27-1998
Wed, 03-06-2013 - 5:57pm

jamblessedthree wrote:
That's strange, What do you know about swim team?

What is strange?  I know lots about swim team, my kids have swam and it's not really all that complex.  I can read the state high rules as well as the next or not.  :)

PumpkinAngel

Avatar for savcal2011
iVillage Member
Registered: 10-06-2010
Wed, 03-06-2013 - 5:56pm

jamblessedthree wrote:
I find band incredibly boring to watch. My 10 YO has an interest in an intstrument and he's startyed with the cello.. Thank God.... If he has an interest in pursuing it furhter more power to my little guy but I'd rather watch him play soccer.

Concert or marching?   Marching band is such a beast here.  Fascinating to watch all the routines. I chaperoned our trip to Bands of America championships this year and it was amazing! 

Here's the national championship band.  they are amazing.

http://www.youtube.com/watch?v=oIbCwYia2Ss

"I don’t mind a banshee, that’s fine. 2 banshees? I HATE you. I actually wish bad things upon you." -- Day[9] Daily #459 P1

iVillage Member
Registered: 06-27-1998
Wed, 03-06-2013 - 5:56pm

geschichtsgal wrote:
<p><blockquote class="quote-msg quote-nest-1 odd"><div class="quote-author"><em class="placeholder">sweetsummmerdays</em> wrote:</div>I never made a big deal out of any of the issues. Just speaking about them here to say that there are extra expenses and last minute ones when dealing with some things with older children.</blockquote></p><p>

Your original argument was that the family in the article would be completely unprepared for all of the very hefty expenses older kids have.  You went on to say that older kids are a lot more expensive than little ones (even factoring in daycare costs), but don't seem to track your kids current expenses to know if they are or not.  And you never did answer if you would have the same opinion about a family making $40,000 with a mortgage, car payments and debt payments.</p>

Yes, backpedalling at its finest.  I've been doing the athletic kids/sporting event for years now and it's really all about proper planning and communciation.  

PumpkinAngel

iVillage Member
Registered: 06-27-1998
Wed, 03-06-2013 - 5:53pm

lifespeachy wrote:
so unexpected activies and expenses were tied to the weather, not to the age of your children..... That makes sense.

Based on what I have read it is based on the weather, inexperience and lack of communication and planning.  Weather is out of one's control but the other three can be easily accounted for with a little bit of time.  Age of children really has nothing to do with the conversation, ime.  But, I've been doing this whole athletic thing with my kids for much  more than a year, so what do I know?  LoL.

PumpkinAngel

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