Speaking of Money

Avatar for rollmops2009
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Registered: 02-24-2009
Speaking of Money
928
Sat, 03-02-2013 - 3:33pm

Here is a SAHM who takes careful budgeting to new heights. It must, of course, be noted that since her DH is military, the family is probably covered in terms of health insurance. 

http://finance.yahoo.com/news/how-a-family-of-four-manages-to-live-well-on-just--14-000-per-year-174803218.html

"Wagasky, 28, lives with her her husband, Jason, 31, and their two young children in a three-bedroom family home in Las Vegas, Nevada. While Jason, a member of the U.S. Army, completes his undergraduate studies, the family's only source of income is the $14,000 annual cost of living allowance he receives under the G.I. Bill. Despite all odds, the family has barely any credit card debt, no car payment, and no mortgage to speak of."

[...]

"By the time Wagasky's husband came home from Iraq, they had managed to scrape together the $30,000 they needed for a downpayment on a home. 


"But we decided the best option would be not to have a mortgage payment at all," she said. "We found a fixer-upper that didn't have a kitchen ... and we paid cash." "

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iVillage Member
Registered: 05-13-2009
Sun, 03-03-2013 - 8:11pm
Military law is pretty black and white.
Avatar for savcal2011
iVillage Member
Registered: 10-06-2010
Sun, 03-03-2013 - 8:14pm

bordwithyou wrote:
I've discovered a line of healthy organic vegetarian soups (Amy's) that I kept around for when my older son drops in unexpectedly at meal time as he is a food snob and we are not vegetarians.

I love so much of Amy's stuff. My ultimate fave is the vegetarian black bean enchiladas. Delish! The blackeyed pea and brown rice bowl is also very good.  Heck, it's all good.

"I don’t mind a banshee, that’s fine. 2 banshees? I HATE you. I actually wish bad things upon you." -- Day[9] Daily #459 P1

Avatar for savcal2011
iVillage Member
Registered: 10-06-2010
Sun, 03-03-2013 - 8:16pm

rosenylund wrote:
Savcal-you don't take charity deductions on your taxes?

I do for things like my United Way payroll deduction, and the charitable portion of my Chef Dinner tickets, and other things that are easily documentable.   But not for donating clothes.

"I don’t mind a banshee, that’s fine. 2 banshees? I HATE you. I actually wish bad things upon you." -- Day[9] Daily #459 P1

Avatar for savcal2011
iVillage Member
Registered: 10-06-2010
Sun, 03-03-2013 - 8:17pm

rosenylund wrote:
So now canned goods, preservatives and artificial things are ok? lololol Have times changed when people on this board would get attacked for saying they used any "cream of soup" or canned or packaged food.

"Cream of " soups are in a very different class than many canned or packaged foods.

"I don’t mind a banshee, that’s fine. 2 banshees? I HATE you. I actually wish bad things upon you." -- Day[9] Daily #459 P1

iVillage Member
Registered: 11-14-2011
Sun, 03-03-2013 - 8:17pm
Thardy, please explain. What was so "Wow" worthy about that statement?
Avatar for savcal2011
iVillage Member
Registered: 10-06-2010
Sun, 03-03-2013 - 8:18pm

bordwithyou wrote:
I have never understood why people don't take charity deductions to which they are entitled. It's not like the charity benefits more if you don't. The way I figure it, it means I have even more disposable income, some of which will be used for charity! But perhaps some would rather donate to the government.

For me, it's really only the donated clothes that I don't do it on.  It's much easier to just drop the bags off in their donation area ... I don't want to think abut how much each item is worth, have them give me a receipt etc, etc.    It's about the time and effort at that point, not the money.

"I don’t mind a banshee, that’s fine. 2 banshees? I HATE you. I actually wish bad things upon you." -- Day[9] Daily #459 P1

Avatar for savcal2011
iVillage Member
Registered: 10-06-2010
Sun, 03-03-2013 - 8:20pm

bordwithyou wrote:
Well, I would not use those "cream of" soups because they are loaded with artificial stuff and high sodium, etc. as I said, the healthiness factor of canned foods varies. I tend to use single ingredient foods such as tomatoes, tuna, or chopped olives.

Most of my canned items are diced tomatoes, tomato puree, canned beans (black, cannelini, kidney, refried), green chiles (when I'm out of my New MExico stash), black olives, artichoke hearts, baby corn (chinese style), bamboo shoots, etc.   Most of those have two or three ingredients (the main one, water and possibly salt)

"I don’t mind a banshee, that’s fine. 2 banshees? I HATE you. I actually wish bad things upon you." -- Day[9] Daily #459 P1

Avatar for savcal2011
iVillage Member
Registered: 10-06-2010
Sun, 03-03-2013 - 8:21pm

bordwithyou wrote:
Rose, I went through the first two recipes on her site, then the recipes for menu #7. There were two cans of beans among the ingredients, and two envelopes of taco seasoning. I would not use the taco seasoning oackets, personally, but I found nothing else "unhealthy."

I used to season my own taco meat ... until I discovered Hidden Valley Fiesta Ranch dip mix. Makes the best taco meat ever.  I can't duplicate it so I dont' even try.

"I don’t mind a banshee, that’s fine. 2 banshees? I HATE you. I actually wish bad things upon you." -- Day[9] Daily #459 P1

iVillage Member
Registered: 09-01-2002
Sun, 03-03-2013 - 8:21pm

rosenylund wrote:
So now canned goods, preservatives and artificial things are ok? lololol Have times changed when people on this board would get attacked for saying they used any "cream of soup" or canned or packaged food.

There must be more to this story.  Pooling money for a few fresh fruits and vegetables once in a while doesn't pass the smell test when the mom is freezing gallons of milk and only making 1 monthly $400 grocery run.  There have to be preservatives in the little they do buy to last the month ~ and some things just don't freeze and thaw well.

Their low income may qualify them for Medicaid and other social entitlement programs.  In other words, they are not exactly an "island."  Taxpayers may be helping them with this article, the follow-up book and reality tv show. ;)

iVillage Member
Registered: 03-01-2013
Sun, 03-03-2013 - 8:22pm
Here are some examples. This is minus the prepacked items that has been drilled over and over that are not healthy choices. Not sure how this is now eating better than the average family: Week #1-Creamy Souper Rice---1 can (10 3/4 ounces) Cream of Mushroom Soup Week#3-Nacho Pasta---1 can (11 ounces) condensed Fiesta Nacho Cheese Soup Week#3-Home-style Chicken Pot Pie-1 (10 ¾ ounce) can condensed cream of chicken soup, undiluted Week#5-Swedish Meatball Sandwiches on Homemade Rolls--1 can of cream of mushroom soup Week#6-Cheesy Broccoli Soup---1 can (10 3/4 ounce) condensed cheese soup Week#6-Beef Taco Skillet with Cornbread Waffles--1 can condensed tomato soup (10 3/4 ounce)

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