Speaking of Money

Avatar for rollmops2009
iVillage Member
Registered: 02-24-2009
Speaking of Money
928
Sat, 03-02-2013 - 3:33pm

Here is a SAHM who takes careful budgeting to new heights. It must, of course, be noted that since her DH is military, the family is probably covered in terms of health insurance. 

http://finance.yahoo.com/news/how-a-family-of-four-manages-to-live-well-on-just--14-000-per-year-174803218.html

"Wagasky, 28, lives with her her husband, Jason, 31, and their two young children in a three-bedroom family home in Las Vegas, Nevada. While Jason, a member of the U.S. Army, completes his undergraduate studies, the family's only source of income is the $14,000 annual cost of living allowance he receives under the G.I. Bill. Despite all odds, the family has barely any credit card debt, no car payment, and no mortgage to speak of."

[...]

"By the time Wagasky's husband came home from Iraq, they had managed to scrape together the $30,000 they needed for a downpayment on a home. 


"But we decided the best option would be not to have a mortgage payment at all," she said. "We found a fixer-upper that didn't have a kitchen ... and we paid cash." "

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iVillage Member
Registered: 03-01-2013
Sun, 03-03-2013 - 10:10pm
Peachy-I understand it was not a very reasonable thing for him to say but then you asked me if I knew any poor people. Not sure what that has to do with these homeless people he was speaking of. Poor and Low-Income families who live in homes are different to someone who is homeless and have no homes.
iVillage Member
Registered: 11-14-2011
Sun, 03-03-2013 - 10:10pm

I was visiting with a woman last week who was homeless eight years ago.  The things she did, just to feed her children, were criminal.  She said that it was so nice of people to give her canned foods, but that she didn't have anyway to even open the cans until she stole a can opener, and then, her kids ate the food cold, because she didn't have anyway to cook it.  She had a job interview, but didn't have any way to wash her laundry, and went to the interview in dirty clothes.....her stories are endlessd, and heart breaking.  And most people, even the most well meaning, don't have any idea.

iVillage Member
Registered: 03-01-2013
Sun, 03-03-2013 - 10:13pm
Bord-these are weekly menu's that are used over and over (if I am reading the blog correctly). It is now a pretty good low-income diet but before it was better than the average family? I am sure she uses coupons too as we have all had this discussion as the majority of the coupons are for non-healthy items. I guess this would be ok too though as she is being frugal and probably was raised with "right values" as you stated before, correct?
iVillage Member
Registered: 11-14-2011
Sun, 03-03-2013 - 10:13pm

Rosie, first, it is different THAN, not different to. 

If you are familiar with one, you have a slightly different perspective of the other.  Your responses indicate that you really don't know that much about either (being poor or being homeless).

iVillage Member
Registered: 03-01-2013
Sun, 03-03-2013 - 10:15pm
Savcal-IME you can use other things instead of cream soups to make certain recipes.
iVillage Member
Registered: 11-14-2011
Sun, 03-03-2013 - 10:18pm

" (if I am reading the blog correctly)"

Based on past experience, I think it's pretty safe to assume that this is not the case.....

iVillage Member
Registered: 01-08-2009
Sun, 03-03-2013 - 10:19pm
Well, I think the average family uses those "cream of" soups, right??? I mean, they sure sell a lot of them.
Avatar for savcal2011
iVillage Member
Registered: 10-06-2010
Sun, 03-03-2013 - 10:28pm

rosenylund wrote:
Savcal-IME you can use other things instead of cream soups to make certain recipes.

Absolutely. Which is why I don't use them.  But can you use other things for $1.25? or with soups donated to food pantries?  (I dunno, maybe you can ...)

"I don’t mind a banshee, that’s fine. 2 banshees? I HATE you. I actually wish bad things upon you." -- Day[9] Daily #459 P1

iVillage Member
Registered: 08-22-2009
Sun, 03-03-2013 - 10:30pm

lifespeachy wrote:
<p>Bord, I am just too lazy to care about the deduction, lol.  We take monetary deductions, but I don't bother with "things" donated.  I usually just drop it off and call it good (usually I am just happy to have said items out of my possesion, lol).</p>

Same here.  I take deductions for monitary donations that I get receipts for but do not bother with "things" donated.  One of my "pet" donations is to an organization that feeds the homeless.  They put out a list of items needed for that weeks menu and people donate the food.  I could take a deduction for the groceries that I buy to donate  but I don't bother.  

iVillage Member
Registered: 08-22-2009
Sun, 03-03-2013 - 10:34pm

chestnuthooligan wrote:
Military law is pretty black and white.

Yes, I don't think you can get more black and white than the UCMJ.

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