Speaking of Money

Avatar for rollmops2009
iVillage Member
Registered: 02-24-2009
Speaking of Money
928
Sat, 03-02-2013 - 3:33pm

Here is a SAHM who takes careful budgeting to new heights. It must, of course, be noted that since her DH is military, the family is probably covered in terms of health insurance. 

http://finance.yahoo.com/news/how-a-family-of-four-manages-to-live-well-on-just--14-000-per-year-174803218.html

"Wagasky, 28, lives with her her husband, Jason, 31, and their two young children in a three-bedroom family home in Las Vegas, Nevada. While Jason, a member of the U.S. Army, completes his undergraduate studies, the family's only source of income is the $14,000 annual cost of living allowance he receives under the G.I. Bill. Despite all odds, the family has barely any credit card debt, no car payment, and no mortgage to speak of."

[...]

"By the time Wagasky's husband came home from Iraq, they had managed to scrape together the $30,000 they needed for a downpayment on a home. 


"But we decided the best option would be not to have a mortgage payment at all," she said. "We found a fixer-upper that didn't have a kitchen ... and we paid cash." "

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iVillage Member
Registered: 06-27-1998
Mon, 03-04-2013 - 5:13pm

jamblessedthree wrote:
I don't think returning items to llbean after wearing them to death is a good thing either... Sorry, Old debate.

Wearing them to death?  Um, that would be your spin on an old debate, not reality, since of course that's not what happened, lol.  You do remember that LLBean repaired the items (zipper and strap) and sent them back to me....right?  You do remember their motto of "Guaranteed to Last", right?  I love your fictional versions of old debates, so darn cute!

FYI to add to the story...I returned some shirts to LandsEnd this year, holes along the bottom.  They happily took them back, apologized for the poor quality and replaced them with new shirts.  Shocking enough, they stood by their promise of quality as well.  

But what does following a company’s return policy have to do with someone giving a sweater on its last legs to charity?   You know because they were taught to give the run down clothes to the less fortunate? 


PumpkinAngel

iVillage Member
Registered: 11-14-2011
Mon, 03-04-2013 - 5:13pm

No heat, limited laundry, cold showers, no stove or oven (I suppose it could be gas) to cook on, no lights in the evening (making it difficult for kids to read or do homework)......

iVillage Member
Registered: 06-27-1998
Mon, 03-04-2013 - 5:15pm

<<Thanks for the correction Bord, I wouldn't know about costco either.>>

Likes a Sam's, a big super center.  Although I hear that Costco has much more organic stuff than Sams...

PumpkinAngel

Avatar for jamblessedthree
iVillage Member
Registered: 10-23-2001
Mon, 03-04-2013 - 5:17pm

Lol, I don't believe they FIX what's returned to them but I'll get the facts from them, Thanks for your thoughts. 

 

 

iVillage Member
Registered: 01-08-2009
Mon, 03-04-2013 - 5:21pm

jamblessedthree wrote:
<p>Lol, I don't believe they FIX what's returned to them but I'll get the facts from them, Thanks for your thoughts. </p>

They either fix it or send you a new item.  It's kind of their stock-in-trade.

Avatar for jamblessedthree
iVillage Member
Registered: 10-23-2001
Mon, 03-04-2013 - 5:24pm
That's sad, Truly. Many low income/disadvantaged homes do use resources available to them however. Dangers are in trailer homes and with this bad winter, Well you get it...

 

 

iVillage Member
Registered: 06-27-1998
Mon, 03-04-2013 - 5:24pm

reginageorge2005 wrote:
<p><blockquote class="quote-msg quote-nest-1 odd"><div class="quote-author"><em class="placeholder">jamblessedthree</em> wrote:</div>I don't think returning items to llbean after wearing them to death is a good thing either... Sorry, Old debate.</blockquote></p><p>

I don't wear LL Bean, not exactly my style, but don't they have a lifetime guarantee? Ditto Lands End--don't they advertise that if their stuff wears out, that they'll replace it for free? B/c if they do, and that's part of their marketing strategy, what's wrong w/keeping them to that?</p>

Yes, they both do and in the debate my stuff wasn't worn out.  A zipper broke on a jacket and a strap on a purse, so I sent them back, they repaired them and the same items them back to me.   Now the uniform shirts from LE, I returned and they sent new ones, for the amount I paid for them they should last longer than a few months and LE agreed.  

Really what's wrong with using a warranty when one is given?  I think using a warranty is a good thing and not using one is a bad thing.

PumpkinAngel

Avatar for BeaArthurisMyReligion
iVillage Member
Registered: 02-20-2013
Mon, 03-04-2013 - 5:24pm

LL Bean will fix or replace ANYTHING, my brother has had the same boots for roughly oh 35 years and he just keeps bringing them back to get re-soled.. he says every time "just thought they'd hold up better.."   He does take being a frugal yankee to the max.. but yeah LL Bean will repair or replace anything they're better than Nordstroms!

iVillage Member
Registered: 11-14-2011
Mon, 03-04-2013 - 5:28pm

"Many low income/disadvantaged homes do use resources available to them however."

I don't understand this statement.  Jams, can you clarify it for me?

iVillage Member
Registered: 06-27-1998
Mon, 03-04-2013 - 5:37pm

jamblessedthree wrote:
<p>Lol, I don't believe they FIX what's returned to them but I'll get the facts from them, Thanks for your thoughts. </p>

Why wouldn't you believe that?   Read the website, pretty clear right there.  LoL

PumpkinAngel

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