Speaking of Money

Avatar for rollmops2009
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Registered: 02-24-2009
Speaking of Money
928
Sat, 03-02-2013 - 3:33pm

Here is a SAHM who takes careful budgeting to new heights. It must, of course, be noted that since her DH is military, the family is probably covered in terms of health insurance. 

http://finance.yahoo.com/news/how-a-family-of-four-manages-to-live-well-on-just--14-000-per-year-174803218.html

"Wagasky, 28, lives with her her husband, Jason, 31, and their two young children in a three-bedroom family home in Las Vegas, Nevada. While Jason, a member of the U.S. Army, completes his undergraduate studies, the family's only source of income is the $14,000 annual cost of living allowance he receives under the G.I. Bill. Despite all odds, the family has barely any credit card debt, no car payment, and no mortgage to speak of."

[...]

"By the time Wagasky's husband came home from Iraq, they had managed to scrape together the $30,000 they needed for a downpayment on a home. 


"But we decided the best option would be not to have a mortgage payment at all," she said. "We found a fixer-upper that didn't have a kitchen ... and we paid cash." "

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iVillage Member
Registered: 10-23-2001
Wed, 03-06-2013 - 5:28pm
A lot of correspondence comes through facebook for me too, It's my second email, Lol.

 


 


iVillage Member
Registered: 11-14-2011
Wed, 03-06-2013 - 5:34pm
I have to tell people that "facebook is not an acceptable form of professional communication. Please email me, or give me a call. My office number is....". Even my highschool daughter gets pissed when people try to use facebook to "keep her informed". She rarely gets on facebook, just send her text, lol.
iVillage Member
Registered: 10-23-2001
Wed, 03-06-2013 - 5:39pm

sweetsummmerdays wrote:
<p>Not all sports have seating locations. Swimming (IME) only has one set of stands for both schools.</p>

Ahhh, That floods back memories of my swimming years, Our practices + meets were at the college of St.Joe, That was such a big deal to swim at that school! Lol!  I hope your daughter is making wonderful memories, She's a great swimmer.

 


 


Avatar for savcal2011
iVillage Member
Registered: 10-06-2010
Wed, 03-06-2013 - 5:46pm

Many of the people I communicate with reguarly aren't on FB at all, or only minimally.  so texting is pretty widely used for me.   Oh and so many school and activity updates come to me via text (subscribed to Twitter texts).

But I use my phone for email communication as much as if not more than texting and voice.   But then, I'm kinda tethered to it workwise ... blech.

 

But really, I use it more for games and fun than anything, lol.

"I don’t mind a banshee, that’s fine. 2 banshees? I HATE you. I actually wish bad things upon you." -- Day[9] Daily #459 P1

iVillage Member
Registered: 06-27-1998
Wed, 03-06-2013 - 5:47pm

sweetsummmerdays wrote:
Littlemiss....they wouldn't know about the parties the night before the meet until usually a day or 2 before as they needed to find a family to host the party. That was nothing but picking up a soda or dessert on the way though.

Soda and dessert for athletes?

PumpkinAngel

iVillage Member
Registered: 10-23-2001
Wed, 03-06-2013 - 5:48pm

I find band  and orchestra incredibly boring to watch. My 10 YO has an interest in an intstrument and he's startyed with the cello.. Thank God.... If he has an interest in pursuing it furhter more power to my little guy but I'd rather watch him play soccer.

 


 


iVillage Member
Registered: 06-27-1998
Wed, 03-06-2013 - 5:49pm

sweetsummmerdays wrote:
Eating breakfast before and then competing in one race and then coming home at lunchtime does not = needing food IMO. lol.

Yes, I think we have very different opinions on what athletes need to eat for sporting events.  I'm good with that

PumpkinAngel

iVillage Member
Registered: 11-14-2011
Wed, 03-06-2013 - 5:52pm

My phone is for my convenience.  It's not for other people's convenience, nor is it a leash, lol.  I can access my email from it, and will respond to emergencies, but in general, I will just mark it as unread, and address it when I am at work.  I don't give my cell number out generously, b/c I have had people call me at 9:30 at night to talk about business, and while I can (and do) tell people not to call my cell for business, to call my office, I would just rather not deal with it, lol.  Mostly I text with my husband and kids.  It's quick and easy for reminders, shopping lists, or just the kids letting me know that they've arrived home from school (or to their distination if traveling), etc.

iVillage Member
Registered: 06-27-1998
Wed, 03-06-2013 - 5:53pm

lifespeachy wrote:
so unexpected activies and expenses were tied to the weather, not to the age of your children..... That makes sense.

Based on what I have read it is based on the weather, inexperience and lack of communication and planning.  Weather is out of one's control but the other three can be easily accounted for with a little bit of time.  Age of children really has nothing to do with the conversation, ime.  But, I've been doing this whole athletic thing with my kids for much  more than a year, so what do I know?  LoL.

PumpkinAngel

iVillage Member
Registered: 06-27-1998
Wed, 03-06-2013 - 5:56pm

geschichtsgal wrote:
<p><blockquote class="quote-msg quote-nest-1 odd"><div class="quote-author"><em class="placeholder">sweetsummmerdays</em> wrote:</div>I never made a big deal out of any of the issues. Just speaking about them here to say that there are extra expenses and last minute ones when dealing with some things with older children.</blockquote></p><p>

Your original argument was that the family in the article would be completely unprepared for all of the very hefty expenses older kids have.  You went on to say that older kids are a lot more expensive than little ones (even factoring in daycare costs), but don't seem to track your kids current expenses to know if they are or not.  And you never did answer if you would have the same opinion about a family making $40,000 with a mortgage, car payments and debt payments.</p>

Yes, backpedalling at its finest.  I've been doing the athletic kids/sporting event for years now and it's really all about proper planning and communciation.  

PumpkinAngel

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