Store credit card offers are so tempting, but should you really sign up?

Avatar for cmpat
iVillage Member
Registered: 02-21-2003
Store credit card offers are so tempting, but should you really sign up?
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Wed, 02-16-2011 - 3:03pm

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iVillage Member
Registered: 08-22-2009

iVillage Member
Registered: 02-08-2008

That is great!! I will have to let you know how I do when I go this weekend :)

iVillage Member
Registered: 07-17-2007

:smileytongue:

iVillage Member
Registered: 02-08-2008

Ok, went to Kohls today. I did spend a little-lol!! I got 7 pairs of underwear, a birthday card and a birthday gift bag. With my $10 Kohls cash and 30% off, it came to $7.20. Not too bad, not free though-lol!!

iVillage Member
Registered: 02-08-2008

IME the cards are automatically closed. That is why I asked. Never heard of having to keep calling to call and cancel a card and them not doing it.

Avatar for savcal2011
iVillage Member
Registered: 10-06-2010
Then can you explain what kind of involuntary credit inquiries you are talking about?

"I don’t mind a banshee, that’s fine. 2 banshees? I HATE you. I actually wish bad things upon you." -- Day[9] Daily #459 P1

iVillage Member
Registered: 02-08-2008

The ones that don't affect your credit score.

Avatar for savcal2011
iVillage Member
Registered: 10-06-2010
What? You're not answering what I'm asking. What is an involuntary credit inquiry? Who does the inquiring?

"I don’t mind a banshee, that’s fine. 2 banshees? I HATE you. I actually wish bad things upon you." -- Day[9] Daily #459 P1

iVillage Member
Registered: 02-08-2008

Different companies. Haven't you looked at your entire credit report?

Avatar for savcal2011
iVillage Member
Registered: 10-06-2010
Yes, I have. And there's never been an inquiry on there that I didn't know about, and, in one way or another, request.

Do you have a lot of companies looking at your credit without your permission or request?

"I don’t mind a banshee, that’s fine. 2 banshees? I HATE you. I actually wish bad things upon you." -- Day[9] Daily #459 P1

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