Store credit card offers are so tempting, but should you really sign up?

Avatar for cmpat
iVillage Member
Registered: 02-21-2003
Store credit card offers are so tempting, but should you really sign up?
333
Wed, 02-16-2011 - 3:03pm

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iVillage Member
Registered: 04-22-2005

Barium cobalt Einstein Kool-Aid? Bawaahhaaa..............





iVillage Member
Registered: 01-08-2009
Good...bills change, salaries change...a person living that close to the edge should not be financing a new car. They should make their old car work until they have saved enough for a reliable used car, then if owning a new car is important to them, start saving for one. They can probably have it in less time than they think, because they will be earning, not paying interest.

My bills don't really change that much over time. We have utilities, cell phones, insurance, the kid"s school, that's about it.
iVillage Member
Registered: 11-22-2000

She isn't bringing welfare into this thread; she used it as an example of something that is proveable by statistics and published data.


Avatar for rollmops2009
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Registered: 02-24-2009

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Registered: 02-04-2009

************

Kitty

"If you can't annoy somebody with what you write, I think there's little point in writing."-- Kingsley Amis, British novelist, 1971 t .

iVillage Member
Registered: 07-17-2007

Exactly, the way we did it.

iVillage Member
Registered: 07-17-2007

Then it is the perfect time to save for the next one, so you don't have to go into debt.

iVillage Member
Registered: 01-15-2006

i agree, grownups should live within their means. but we've debated this before, many do not.

 

iVillage Member
Registered: 01-15-2006
LOL.

 

iVillage Member
Registered: 01-08-2009
I know a few older people (50s and 60s) who have taken out mortgages on second homes that they use as vacation homes now and eventually will move into full time when they retire. I assume they have paid off their primary home nd then the plan is to sell off the primary home and use the proceeds to pay off the mortgage on the second home and invest the remaining profit from the first home. Usually the second home irepresents a signficant downsize although it may be in a more expensive area like Florida or Hawaii.

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