Thrifty Thursday

iVillage Member
Registered: 03-27-2013
Thrifty Thursday
149
Thu, 05-02-2013 - 10:03am

1. What is one thing you will spend money on? One thing that you won't?

2. Retirement money-I was watching Suze Orman the other night (don't really care for her lol) and she does a segment of "How well am I doing" and there was a 38 year old woman, married with 3 kids and she gave her a low grade. She had about $100,000 in her retirement fund and she said at her age, that was too low. Is there a goal (no need to put $ amounts down as I know that is a very personal thing) you have by a certain age or goals you had by certain ages and do you think that amount is good or bad for that age?

3. Weekend plans?

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iVillage Member
Registered: 02-24-2010
Thu, 05-02-2013 - 1:35pm

" and I'm taking them both to see another friend in INto the Woods on Sunday!

That was a fun show, I took my dd and 6 of her friends to see it last fall for her birthday party.  

The main reason she is trying to move to a different high school next year is because they have a much better theatre dept & dance team.

“Clearly," said Arthur,"you're an idiot- but you're our kind of idiot. Come on.” 
― Markus ZusakThe Book Thief

Avatar for BeaArthurisMyReligion
iVillage Member
Registered: 02-20-2013
Thu, 05-02-2013 - 1:42pm

It is a great show- we know it by heart -  my daughter played the Baker's Wife in her school's production last year and we've seen it a few times already - her bestie's uncle is directing this production and they have a good friend in it so i'm all bout taking her to see her friends on stage-- after all if you want your friends to come see you then you go see them!

iVillage Member
Registered: 06-27-1998
Thu, 05-02-2013 - 1:58pm

turtleemom wrote:
<p><blockquote class="quote-msg quote-nest-1 odd"><div class="quote-author"><em class="placeholder">jamblessedthree</em> wrote:</div>&lt;p&gt;  Costs for ziploc storage bags annoy me the most, I need them for my kids lunches &lt;/p&gt;</blockquote></p><p>What don't you use reusbale containers?</p>

I don't know about Jam but I use them for my lunches all the time, so does dh....with the kids? They wouldn't make it back home, lol.  I generally use these:

http://www.ifyoucare.com/product/snack-and-sandwich-bags

PumpkinAngel

iVillage Member
Registered: 06-27-1998
Thu, 05-02-2013 - 2:01pm

jamblessedthree wrote:
DS wants me to buy him an online game for 9.99, He said it's rated "E" but it's some kind of war game. I'm on the fence about it but he may earn it b/c he's had a wonderful school year.

Minecraft?   If so, pretty harmless (other than addicting for the kids) ime.

PumpkinAngel

iVillage Member
Registered: 01-08-2009
Thu, 05-02-2013 - 2:38pm

springfever2013 wrote:
<p>1. What is one thing you will spend money on? One thing that you won't?</p><p>2. Retirement money-I was watching Suze Orman the other night (don't really care for her lol) and she does a segment of "How well am I doing" and there was a 38 year old woman, married with 3 kids and she gave her a low grade. She had about $100,000 in her retirement fund and she said at her age, that was too low. Is there a goal (no need to put $ amounts down as I know that is a very personal thing) you have by a certain age or goals you had by certain ages and do you think that amount is good or bad for that age?</p><p>3. Weekend plans?</p>

1.  I'll spend money on education and educational experiences.  I won't spend money on out-of-network ATM fees unless I'm desperate.

2.  Our goal was to have 50% of our household income as unearned income by the time my husband was ready to retire. Since we save/invest 40-50% of our income right now, we figured that we'd just stop saving at that point and there wouldn't be a noticable difference in our standard of living.

3.Probably out to dinner with my husband, then  I'm coordinating the food service for a funeral visitation on Saturday morning.  No gym time because of the funeral.  Church on Sunday.  Wanted to get out in the yard, but weather's supposed to be awful.

iVillage Member
Registered: 01-08-2009
Thu, 05-02-2013 - 2:38pm

Sorry, double post

iVillage Member
Registered: 03-27-2013
Thu, 05-02-2013 - 2:39pm

More confusing actually. The above sounds as if you expect to live for 40 years on 2X you current annual income. I.e if your current annual income is 70K (EXAMPLE) you plan to have 140K for 40 years of retirement.

To use your example it would be $140,000 every year for 40 years which would mean you need to save $5.6 million.

iVillage Member
Registered: 03-27-2013
Thu, 05-02-2013 - 2:40pm

"Double our salaries now for each year we are retired." --------- OK, so if we stick with the 70K current HHI example, you would plan to have 140K saved for each retirement year, so for 20 years of retirement, say, you would want to have 2.8 million saved, correct?

20 years would not be enough as I wouldn't want to actually live to 100 and have no money lol

iVillage Member
Registered: 03-27-2013
Thu, 05-02-2013 - 2:46pm

I agree with you spring about generic stuff.  Costs for ziploc storage bags annoy me the most, I need them for my kids lunches and buy them if they are on sale (+ coupon, Lol!) but I typically go for the generic kind b/c they're just as good. 

Yeah, I buy the America's Choice brand (for many things) if they are cheaper. They are made just as well. 

iVillage Member
Registered: 03-27-2013
Thu, 05-02-2013 - 2:47pm
jamblessedthree wrote:
<p>  Costs for ziploc storage bags annoy me the most, I need them for my kids lunches </p>

What don't you use reusbale containers?

Not to me but with my one child, I would never see that container again. 

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