Thrifty Thursday

iVillage Member
Registered: 03-27-2013
Thrifty Thursday
149
Thu, 05-02-2013 - 10:03am

1. What is one thing you will spend money on? One thing that you won't?

2. Retirement money-I was watching Suze Orman the other night (don't really care for her lol) and she does a segment of "How well am I doing" and there was a 38 year old woman, married with 3 kids and she gave her a low grade. She had about $100,000 in her retirement fund and she said at her age, that was too low. Is there a goal (no need to put $ amounts down as I know that is a very personal thing) you have by a certain age or goals you had by certain ages and do you think that amount is good or bad for that age?

3. Weekend plans?

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iVillage Member
Registered: 12-07-2003
Thu, 05-02-2013 - 6:25pm

She clearly hates her job, so I'm pretty sure she does it only for the money.  I suppose you could argue that if they are living off of her husband's current salary, then she's not working entirely for retirement.

Avatar for turtleemom
iVillage Member
Registered: 07-25-2007
Thu, 05-02-2013 - 6:26pm

No, but I do not need one to teach at a private school in IL which is what we are classified as.  I had no idea that substitues do not need teaching degrees.  I thought for a state funded institution, teaching staff and substitutes would have teaching degrees.  

Avatar for turtleemom
iVillage Member
Registered: 07-25-2007
Thu, 05-02-2013 - 6:37pm

Again I thought that a state funded intstitution would want their teaching staff (I consider subs staff) to be uniform in qualifications in the elementary grades.  Also It is my understanding classroom management and is part of an education degree.  That is not something I need to deal with, but a substitue would.   

Again, with a private school it is up to the school to decide on teacher qualifications.  DH and I decided we are qualified to teach our child.   The state agrees.

iVillage Member
Registered: 07-12-2005
Thu, 05-02-2013 - 6:37pm
1. I spend money on lots of stuff. I do tend to be more frivolous for experiences. There are a lot of things I will not spend money. Pretty much anything trendy that I thing is ugly but popular only for people's desires to conform. 2. My DH has identified our retirement goal as 4.2 million. I nod, but my target is 2.5 million. He is doing well with his retirement savings. I have not done as well. 3. Visiting with friends.
iVillage Member
Registered: 07-12-2005
Thu, 05-02-2013 - 6:41pm
On other issues discussed: I have worked just for savings goals. There was a point when my salary paid for child care, health care, and retirement savings. I knew it would eventually also cover college savings and family vacations, and I was good with that. I do not see it as sad. I see it as a fact of life. Retirement and emergency funds are important, and I would prefer to work and build that security for us vs. putting savings off for "someday" and worry about it.
iVillage Member
Registered: 03-22-2013
Thu, 05-02-2013 - 6:44pm

bordwithyou wrote:
Nobody said anything about a "get out of jail free" card.</p>

I suspect since Spring didn't describe an entire regimen of chains, and slave labor and the rack as a consequence for losing her gym shoes, Turtle has translated that to 'get out of jail free."  Frankly, if Spring doesn't want to punish her daughter for losing the shoes, that's up to Spring.  If it wasn't done maliciously, I'd likely not try to exact my pound of flesh, if that had happened to me, either.

iVillage Member
Registered: 02-24-2010
Thu, 05-02-2013 - 6:45pm

</blockquote></p><p>When the quotes become 1/2 a page long they just look like scrambled words on a page.  This one, Not so much, Lol. </p>[/quote]

Yes, how do you make the quote block go in a box.  Those are easier to read, but mine don't do that. I'm not on a phone I'm using the web.

“Clearly," said Arthur,"you're an idiot- but you're our kind of idiot. Come on.” 
― Markus ZusakThe Book Thief

Avatar for turtleemom
iVillage Member
Registered: 07-25-2007
Thu, 05-02-2013 - 6:46pm

Spring, Are you feeling the love?

iVillage Member
Registered: 01-08-2009
Thu, 05-02-2013 - 6:48pm
Well, I don't like spending money where I don't need to, either. But when my kid was growing up, I pretty much knew he would lose coats, hats, gloves, etc. I learned it was a lot easier to say, buy three pairs of identical gloves at the beginning of the season and hope you had at least one intact pair at the end rather than buy three pairs that are different and end up with one of each. I learned to request email copies of school handouts if they weren't also posted on the web. I learned you can get perfectly nice winter coats for five dollars at Salvation Army, and I was much less upset at a lost five dollar coat than a lost $45 dollar one. I also learned my kid felt like crap when he "messed up," and any negative reaction I had to him messing up only made him feel worse. I learned that it was just as cruel to punish a kid with no working memory for forgetting stuff as it would be to punish a kid who had dyslexia for misunderstanding written directions from time to time. Yes, you have to deal with the consequences of your limitations, and replace stuff you lost. But you don't have to take snotty attitudes from people about those limitations without speaking up.
Avatar for turtleemom
iVillage Member
Registered: 07-25-2007
Thu, 05-02-2013 - 6:50pm

;</blockquote></p><p>I suspect since Spring didn't describe an entire regimen of chains, and slave labor and the rack as a consequence for losing her gym shoes, Turtle has translated that to 'get out of jail free."  Frankly, if Spring doesn't want to punish her daughter for losing the shoes, that's up to Spring.  If it wasn't done maliciously, I'd likely not try to exact my pound of flesh, if that had happened to me, either.</p>[/quote]

As I said," You didn't.  I got the impression that it is for Spring's daughter.   Why? Probably because she did not follow up with a consequence as you did when explaining how your son makes good on lost objects."   

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