Thrifty Thursday

iVillage Member
Registered: 03-27-2013
Thrifty Thursday
149
Thu, 05-02-2013 - 10:03am

1. What is one thing you will spend money on? One thing that you won't?

2. Retirement money-I was watching Suze Orman the other night (don't really care for her lol) and she does a segment of "How well am I doing" and there was a 38 year old woman, married with 3 kids and she gave her a low grade. She had about $100,000 in her retirement fund and she said at her age, that was too low. Is there a goal (no need to put $ amounts down as I know that is a very personal thing) you have by a certain age or goals you had by certain ages and do you think that amount is good or bad for that age?

3. Weekend plans?

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iVillage Member
Registered: 06-27-1998
Thu, 05-02-2013 - 4:52pm

jamblessedthree wrote:
<p><em>Retirement is a luxury that I probably won't have. I'm figuring on working until I die.</em></p><p>Some only work for a retirement which I find kind of sad too.  I think a job should be more than the money behind it...  I don't think retirement is a luxury b/c many are lonely in it. </p><p> </p>

I don't know anyone who only works for retirement so I'll take your word for your personal experiences but the second part is interesting in light of yesterday's thread about jobs.  

PumpkinAngel

Avatar for turtleemom
iVillage Member
Registered: 07-25-2007
Thu, 05-02-2013 - 4:50pm

Your child took your property without asking and then lost it and blamed you?  That seems irrepsonsible. 

Avatar for turtleemom
iVillage Member
Registered: 07-25-2007
Thu, 05-02-2013 - 4:46pm

Jams, you subsititute teach?  You just said in a different thread that "Educators are far better at their jobs than I (as I push her out the car door!) "   When you are subbing, you don't think of yourself as an educator or you think of yourself as a poor educator since the others are far better than you?  What do you consider yourself to be when subbing?  A babysitter?

iVillage Member
Registered: 11-22-2000
Thu, 05-02-2013 - 4:42pm

Retirement is a luxury that I probably won't have. I'm figuring on working until I die.

Some only work for a retirement which I find kind of sad too.  I think a job should be more than the money behind it...  I don't think retirement is a luxury b/c many are lonely in it. 

I can understand how some may feel that way but for me, it would be a luxury.  


iVillage Member
Registered: 03-27-2013
Thu, 05-02-2013 - 4:41pm

Not to me but with my one child, I would never see that container again. 

Do your kids take brown paper bags that they toss out each day?  Older one now in h.s. yes but when she was younger a reusable bag. No reusable lunch bags/box?  Yes, younger one in elementary has a reusable one now. If a lunch bag or box makes it home each day, why can't a container be put back in the bag/box to come home? We were LUCKY that the lunch bag came home with her everyday. I was in the lost in found almost every day at school and camp with her. lol. I could see this maybe being an issue with little ones but upper elementary and middle school kids should be able to handle it. Nope, I would still never see it from her. Example....she "borrowed" my gym sneakers. Haven't seen them since and she said that "I" lost them. I NEVER lose anything. 

Avatar for turtleemom
iVillage Member
Registered: 07-25-2007
Thu, 05-02-2013 - 4:37pm

Not to me but with my one child, I would never see that container again. 

Do your kids take brown paper bags that they toss out each day?  No reusable lunch bags/box?  If a lunch bag or box makes it home each day, why can't a container be put back in the bag/box to come home?  I could see this maybe being an issue with little ones but upper elementary and middle school kids should be able to handle it.

iVillage Member
Registered: 11-22-2000
Thu, 05-02-2013 - 4:25pm

pumpkinangel wrote:
<p><blockquote class="quote-msg quote-nest-1 odd"><div class="quote-author"><em class="placeholder">jamblessedthree</em> wrote:</div>&lt;p&gt;Happiness comes from within, Happy people at 100 were happy in their 80s too.. I wish my grandmother lived longer actually b/c I would have loved to have spent more time with her, she lived her life to the fullest and died at 89 (or 90). &lt;/p&gt;&lt;p&gt; &lt;/p&gt;</blockquote></p><p>Maybe, but at 100 you also have to take into account the  physical condition of the person.  </p>

That is true.  My grandmother is 94 and she's basically a very happy, positive person...but declining eyesight/health/independence, combined with losing her husband, 9 siblings (her 99-yr-old sister is still alive!) and one of her children have all taken a toll on her.  So many changes and so much loss of control...it can be a depressing time of life, even for those who have never been unhappy or depressed before.  


iVillage Member
Registered: 08-22-2009
Thu, 05-02-2013 - 4:20pm

springfever2013 wrote:
<p>1. What is one thing you will spend money on? One thing that you won't?</p><p>2. Retirement money-I was watching Suze Orman the other night (don't really care for her lol) and she does a segment of "How well am I doing" and there was a 38 year old woman, married with 3 kids and she gave her a low grade. She had about $100,000 in her retirement fund and she said at her age, that was too low. Is there a goal (no need to put $ amounts down as I know that is a very personal thing) you have by a certain age or goals you had by certain ages and do you think that amount is good or bad for that age?</p><p>3. Weekend plans?</p>

1,  Things that give me pleasure, which can actually be a wide spectrum, depending on what catagory you are talking about. There are some foods I will splurge on and others I won't. 

Thinks that do not give me any pleasure or there is no additional pleasure in buying the more expensive item.

2.  Most of our retirement is in DH's name (we live in a community property state).  We have never thought of a set amount.   We have one advantage that many others don't in that we have a pension so do not have to be quite as aggressive in other retirement savings.  We did not start a 401K until his first job after his military retirement but are ahead of where we thought we would be at this point.

3. A 5K  Saturday morning with DD3.  Ball game Sat night with DH.  Ball game Sun afternoon with DH, the DDs and friends.  BBQ Sunday evening with family. 

iVillage Member
Registered: 10-23-2001
Thu, 05-02-2013 - 4:15pm
These quote features are pointless.

 


 


iVillage Member
Registered: 10-23-2001
Thu, 05-02-2013 - 4:13pm

BeaArthurisMyReligion wrote:
<p>I love the world I work in but it is not a high paying field at all, but the benefits are exceptional- 100% paid health insurance,  Flexible spending plan and a 3% retirement match-- (of course the match doesn't add up to much but hey it's there)   I love what I do, but I am well aware it means I will never retire.. I just won't be able to, and that kinda sucks b/c if there were ever a couple that would rock the hell out of retirement it's me and my wife LOL.. but we'll figure it out.  Given my families track record of dying it's not like any of us ever get much if any of a retirement anyway.. LOL ... I don't expect to be any different frankly</p>

This reminds me of a very good friend I met when I first started subbing, He was older - maybe late 50s when he started subbing and he had just relocated from NJ where he was principal, He was prepared for retirment but couldn't stay home bored.  He told me if he makes it past 64 he'll be lucky b/c most of his family drops dead by then.  I just saw him Easter Sunday, he looked great and given that we've both been subbing for 4 years he's getting up there! 

 


 


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