Thursday Three

Avatar for jamblessedthree
iVillage Member
Registered: 10-23-2001
Thursday Three
1323
Thu, 07-18-2013 - 9:15am

Manicured or could you care less what your yard looks like?

What kind of dresser are you - classy, trendy, bold or combination/no one particular style?

Cook in/grill out or go out on a scorching hot day?  

 

 

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Avatar for Cmmelissa
iVillage Member
Registered: 11-13-2008
Fri, 07-26-2013 - 2:00pm
Hello ladies, I'm shutting this thread down. Please remember that while you might not like another member, you still need to remain respectful. Let's stick to debating issues. Thanks!

iVillage Member
Registered: 03-27-2013
Fri, 07-26-2013 - 1:21pm

So true Laughing

Avatar for jamblessedthree
iVillage Member
Registered: 10-23-2001
Fri, 07-26-2013 - 5:10am

Ummm...I never said that. I said that was a PERK of my job now. Not many companies, IME offer free classes on premises

That is a perk spring. 

 

 

Avatar for jamblessedthree
iVillage Member
Registered: 10-23-2001
Fri, 07-26-2013 - 5:04am

savcal2011 wrote:
<p>I made it through undergrad and grad school without a penny of debt.  I also currently have no debt except a mortgage and a car.</p>

You mean pell grants subsidized your way. 

 

 

 

iVillage Member
Registered: 06-27-1998
Thu, 07-25-2013 - 10:22pm

thardy2001 wrote:
<p><blockquote class="quote-msg quote-nest-1 odd"><div class="quote-author"><em class="placeholder">springfever2013</em> wrote:</div>  If I had a masters degree and made what I am making, I would NOT even be happy with the perks I get at work. The exercise classes alone make up for some of my pay as I take them 3 times a week. Then there are other things we get (just got a gift card for 4th of July). &lt;/span&gt;&lt;/strong&gt;&lt;/p&gt;</blockquote></p><p>It's huge not to be in debt for college and/or a masters.  My sweet dh is an owner and so hires as needed.  The salaries are half of what they were in 2008 as that's what the market will bear.  The new hires are grateful for that.  Most of them are on the hook for college and a J.D.  Ideally, he'd also like an MBA but he stands alone in that department!  Anyway, I wonder when these lawyers will catch up and get out of debt.  As you mentioned, many times it's just better to have your large salary and no debt (other than a mortgage!).  Oh, and I can assure you dh doesn't offer free exercise classes. ;)  So enjoy and count your money!</p>

So I guess your dh isn't even offering the 5% that Jams was mocking earlier.

PumpkinAngel

iVillage Member
Registered: 06-27-1998
Thu, 07-25-2013 - 9:56pm

<<Ummm...I never said that. I said that was a PERK of my job now. Not many companies, IME offer free classes on premises.>>

Actually ime, it's pretty common as health care costs rise, companies are looking for low cost ways to improve employee health.  

PumpkinAngel

iVillage Member
Registered: 09-01-2002
Thu, 07-25-2013 - 9:39pm

savcal2011 wrote:
<p><blockquote class="quote-msg quote-nest-1 odd"><div class="quote-author"><em class="placeholder">thardy2001</em> wrote:</div>&lt;This is a competition?  We've never had a mortgage on our several homes.  Cars, solar panels, boat ~ we own outright.  Part of my Ivy League undergrad and all of my grad school, car, apartment, living expenses, etc., I took out bank loans for.  I didn't for one second worry about repaying.   My first full-time job was so well-paid, my loans were paid off within a very short time.&lt;/p&gt;&lt;p&gt;But that was a different era and schools and living expenses, cars, rent, are much higher now.  Even in OK.  So people are in fact weighing whether to go for the Masters at a well-known school.&lt;/p&gt;&lt;p&gt;Have you saved for your kids' college and living expenses as well as their graduate schools and living exps.?&lt;/p&gt;</blockquote></p><p>I hadn't intended it as a competition. I didn't use any comparitive words. I was just sharing. You indicated that it was a postive thing to graduate with no debt. So I was simply sharing my own relative experience.</p><p> </p><p>We have significant college savings.  I don't intend to finance my children's graduate school, if they choose to go.</p>

Oh, sorry if you misunderstood.  I didn't say it was a positive thing to graduate with no debt.  I just said it's positive to have no debt ~ altho I understand most people have mortgages, right?  What my feeling is on education and advanced degrees is that it's not even worth attending the local "no-name" commuter college and incurring debt.  Or even some similar no-name "away" college for the advanced degree.  If you're going to work in Tulsa, and no one even knows or thinks highly of the masters/graduate program, then don't bother.  Don't incur the debt (if any) because you're probably going to get the same job either way.  That's actually what Spring explained earlier.

So on top of barely saving anything for kids' college, paying off a mortgage, barely saving for retirement, one has a job that pays less than someone like Spring's job.  Mathematically, it doesn't make sense.  I personally wouldn't waste my time at a no-name college; I like the Ivies and the highly competitive schools obviously.  in lieu of that, I'd have a hard time seeing any value in going to Podunk U for a masters in biz admin even.

Avatar for savcal2011
iVillage Member
Registered: 10-06-2010
Thu, 07-25-2013 - 9:22pm

thardy2001 wrote:
<This is a competition?  We've never had a mortgage on our several homes.  Cars, solar panels, boat ~ we own outright.  Part of my Ivy League undergrad and all of my grad school, car, apartment, living expenses, etc., I took out bank loans for.  I didn't for one second worry about repaying.   My first full-time job was so well-paid, my loans were paid off within a very short time.</p><p>But that was a different era and schools and living expenses, cars, rent, are much higher now.  Even in OK.  So people are in fact weighing whether to go for the Masters at a well-known school.</p><p>Have you saved for your kids' college and living expenses as well as their graduate schools and living exps.?</p>

I hadn't intended it as a competition. I didn't use any comparitive words. I was just sharing. You indicated that it was a postive thing to graduate with no debt. So I was simply sharing my own relative experience.

 

We have significant college savings.  I don't intend to finance my children's graduate school, if they choose to go.

"I don’t mind a banshee, that’s fine. 2 banshees? I HATE you. I actually wish bad things upon you." -- Day[9] Daily #459 P1

iVillage Member
Registered: 09-01-2002
Thu, 07-25-2013 - 9:07pm

savcal2011 wrote:
<p>I made it through undergrad and grad school without a penny of debt.  I also currently have no debt except a mortgage and a car.</p>

This is a competition?  We've never had a mortgage on our several homes.  Cars, solar panels, boat ~ we own outright.  Part of my Ivy League undergrad and all of my grad school, car, apartment, living expenses, etc., I took out bank loans for.  I didn't for one second worry about repaying.   My first full-time job was so well-paid, my loans were paid off within a very short time.

But that was a different era and schools and living expenses, cars, rent, are much higher now.  Even in OK.  So people are in fact weighing whether to go for the Masters at a well-known school.

Have you saved for your kids' college and living expenses as well as their graduate schools and living exps.?

Avatar for savcal2011
iVillage Member
Registered: 10-06-2010
Thu, 07-25-2013 - 8:52pm

I made it through undergrad and grad school without a penny of debt.  I also currently have no debt except a mortgage and a car.

"I don’t mind a banshee, that’s fine. 2 banshees? I HATE you. I actually wish bad things upon you." -- Day[9] Daily #459 P1

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