WOHMs - could you afford to take 3 mo...

iVillage Member
Registered: 04-22-2005
WOHMs - could you afford to take 3 mo...
1595
Mon, 11-05-2007 - 11:13am

WOHMs - could you afford to take 3 months of totally unpaid leave?



  • Yes, we have enough saved up for that
  • Yes, we could save up enough for that
  • Yes, DH makes enough to get us by
  • No
  • other


You will be able to change your vote.






Pages

iVillage Member
Registered: 09-04-1997
Thu, 11-08-2007 - 2:42pm
Yes, I am much different from you. I don't spend money I don't have. Which is one big reason why you have trouble saving, and why I do not.
iVillage Member
Registered: 10-30-2007
Thu, 11-08-2007 - 2:43pm

I do not consider furniture an extra.

Photo Sharing and Video Hosting at Photobucket
iVillage Member
Registered: 03-26-2003
Thu, 11-08-2007 - 2:50pm
Well then I think you were incorrect that only daycare is in your hiearchy of needs, as you are admitting I read your post correctly. And now you admit you said cable was on the same level as food & you wouldn't cut it out. And you also said you would never cut out Christmas. You might disagree about vacations & furniture . . .

VickiSiggy.jpg picture by mamalahk

iVillage Member
Registered: 04-27-2005
Thu, 11-08-2007 - 2:51pm
We have changed our ways with driving as we don't do as much as we used to as it costs too much. As far as carpooling, I don't think that would ever really work and we would still be giving money to the other person for their gas.
iVillage Member
Registered: 04-27-2005
Thu, 11-08-2007 - 2:55pm
To each his own. I want to be able to save and spend and enjoy myself now and not wait until I am in my 70's. My dad never made it to enjoy his retirement money and while he had a good life because he DID do extra things like taking us on vacation, he was finally in a position of having all his bills paid off and living stress free.
iVillage Member
Registered: 04-27-2005
Thu, 11-08-2007 - 3:00pm
Yes, cable and food are 2 bills that I know I will always have. I would NEVER cut out Christmas. My dh would never even let that thought come to him. He grew up in a family of 3 kids, all 1 year apart with a single mom-had them all by the age of 22 (most of the time) and no dad around for many years (and then just for a couple of hours on weekends). Everything was bare minimum and hand me downs. They lived in a million houses paid for by welfare jumping from town to town, school to school (all in the same district, mind you). He feels we make decent enough money that we are saving a majority of the time that we don't have to live barebones and I have to agree. Our home is our biggest asset and we are trying out best to make it look nice and we have pride in what we have.
iVillage Member
Registered: 09-04-1997
Thu, 11-08-2007 - 3:02pm
I'm not waiting until I am in my 70s to enjoy life, either. But I am also not spending money I don't have so I can save enough so that if I do make it into my seventies, I'll be able to do whatever I want. Heck, I have been able to do pretty much whatever I want since I was about 45, which is a direct result of the financial decisions I made when I was in my 20s and 30s, combined with some pretty good luck -- no major medical bills, finding good jobs in my field, etc.
iVillage Member
Registered: 12-06-2004
Thu, 11-08-2007 - 3:14pm

Plus you would have to put the carseats in their cars and get the kids off to school and daycare.

iVillage Member
Registered: 04-27-2005
Thu, 11-08-2007 - 3:28pm
I think that is great. I don't think people should save all their money and never enjoy it. You really need a balance. I would not starve myself eating Ramen noodles for years so I can save every penny. I was taught to spend and save and am doing the same with my dd and ds. My dd made money off of ebay one time and she knew she could not pocket the entire amount and some of it went into her savings account. She had no problem with it. We are saving all our change now for the cruise next year so we can buy whatever we want without going into debt and they love asking us for our change everyday (I never have any because I never spend any money-lol!!)
iVillage Member
Registered: 04-27-2005
Thu, 11-08-2007 - 3:29pm
I agree with that. I like going home for lunch though so I probably never would carpool but it would be much easier without the booster seat and getting the kids to and from school.

Pages