Med Bills

iVillage Member
Registered: 09-27-2007
Med Bills
18
Mon, 08-23-2010 - 11:25am

Child spends a week with paternal GPs. Child gets hit with a ball at a batting cage. GM speaks with both BD and BM about it and they all determine that he just has a bruise and doesn't need to see the doctor.


Dad picks child up from GPs and sees the injury and again, feels that it is just bruised and doesn't need medical care. BD returns child to BM. Instead of going to urgent care at the regular pedi's office, she takes child to the ER where he incurs a $1,000 bill for x-rays, etc that show that the child has ... a bruise.


BD carries the insurance, other medical expenses are shared 50/50.


Does BD still pay $500 for an ER visit that he thought was unnecessary?

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iVillage Member
Registered: 06-28-2008
Mon, 08-23-2010 - 11:48am

I can see lots of gray areas here, but overall, I would say yes, BD pays the CO amount.

iVillage Member
Registered: 07-31-2009
Mon, 08-23-2010 - 11:52am

~~other medical expenses are shared 50/50.~~

~~Does BD still pay $500 for an ER visit that he thought was unnecessary?~~

Yes.

We paid 50% of a $450 bill for the ER to tell BM that YDSD had a bruised finger....

You don't get to pay less for having more common sense....

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iVillage Member
Registered: 02-23-2010
Mon, 08-23-2010 - 11:56am

Yes.


I've called my ped about things like this before...and they have told me not to bother with the regular office visit and to go straight to urgent care/ER.

iVillage Member
Registered: 06-26-2009
Mon, 08-23-2010 - 11:56am
Yep. Sad in this case, but that's what it is.

 

iVillage Member
Registered: 11-26-2007
Mon, 08-23-2010 - 12:07pm

<<>>

Yes. Until common sense can be mandated by a court order. Which is never. I could see a provision made that any medical expenses incurred on your custodial time are your sole financial responsibility. But I think that is could be a bigger risk then just paying the 500 bucks.

brc

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iVillage Member
Registered: 07-20-2005
Mon, 08-23-2010 - 12:09pm

"Does BD still pay $500 for an ER visit that he thought was unnecessary?"

Yep.

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iVillage Member
Registered: 07-31-2009
Mon, 08-23-2010 - 12:11pm

~~I could see a provision made that any medical expenses incurred on your custodial time are your sole financial responsibility.~~

Lol, ok, I know it's serious, but can you see the possibilities?

CP giving the NCP the kid every weekend during flu season....

NCP covering up a baseball bruise with concealer....

Copious amounts of Motrin given to cover up fevers....

The possibilities are endless...

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iVillage Member
Registered: 11-26-2007
Mon, 08-23-2010 - 12:25pm

<<<

~~I could see a provision made that any medical expenses incurred on your custodial time are your sole financial responsibility.~~

Lol, ok, I know it's serious, but can you see the possibilities?

CP giving the NCP the kid every weekend during flu season....

NCP covering up a baseball bruise with concealer....

Copious amounts of Motrin given to cover up fevers....>>>

I'm with you Lou, I could actually see some people wanting this provision. But I think it's very short sighted. If somebody doesn't have common sense, no amount of provisions in a CO is going to make them suddenly smarter. IMO, the best way to minimize risk is to get the best insurance possible and participate in medical flex plans, etc.

brc

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iVillage Member
Registered: 09-27-2007
Mon, 08-23-2010 - 1:10pm

<>


OK, so follow-up question.


BD's company funds a $1,000 Health Reimbursement Account that can be used for things like this (but not for co-pays).


Does BD just pay his $500 out of this account and leave BM to pay for her half? Does BD pay for the whole thing using the HRA and get BM to pay him back? Does BD pay for the whole thing using the HRA and not ask BM for reimbursement?

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iVillage Member
Registered: 07-31-2009
Mon, 08-23-2010 - 1:14pm

Does BD just pay his $500 out of this account and leave BM to pay for her half?


Yes.


Does BD pay for the whole thing using the HRA and get BM to pay him back?


No...I don't think that's technically legal in reference to HRA Accounts....ours has a little disclaimer about no other person or entity paying any portion of the amount paid out by HRA.


Does BD pay for the whole thing using the HRA and not ask BM for reimbursement?


Why would he do that?

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