Insurance Companies and vaccines etc...

iVillage Member
Registered: 04-17-2003
Insurance Companies and vaccines etc...
Mon, 05-05-2003 - 11:53am
Can an insurace company deny your children coverage if you delay or refuse vaccines? A friend of my MIL's daughter had a baby last week and the Ped told her that she has to have her children given certain vaccines to be covered.

Is that legal if it is true?


iVillage Member
Registered: 03-19-2003
Mon, 05-05-2003 - 6:22pm
I don't know AJ~ but I will see what I can find. Will you come back & let us know whatever you find out?


BTW~ How ARE you doing? Haven't seen much of you lately- little ones keeping you busy, I'll bet. But it's a nice busy, isn't it?

iVillage Member
Registered: 04-17-2003
Tue, 05-06-2003 - 3:04pm
Hi Miki,

Thank you. I posted the question at a couple different places and I got a reply that a Mom in IL had never heard anyone say that. She has state insurance and they don't even care that they don't vaccinate. They aren't allowed to prosecute for medical neglect in IL so she can't see how an insurance co would get away with that.

If you find something else please let me know.

I'm doing real good, just very busy these days! And yes, a good busy. Maria is nursing great and the last 3 nights has slept 8 and 9 hours!!! I can't believe it! Ashton was up 2 & 3 times MINIMUM per night until he was 2.

I have been lurking most every day, just can't post often because of time.

I hope you are well. :o)


Avatar for kidoctr
iVillage Member
Registered: 03-25-2003
Wed, 05-07-2003 - 1:26am
Cindy - insurance companies can exclude any condition that they want - including denying coverage to a child who is not vaccinated. It is not illegal - just as it is not illegal to deny coverage to people with pre-existing conditions or psychiatric disorders. I can't say that I know of any insurance companies that actually do this, though (eg, deny coverage for the unvaccinated). Your friend's insurance company (which one is it, btw?) is the first that I've actually heard of doing this.


iVillage Member
Registered: 04-17-2003
Wed, 05-07-2003 - 12:31pm
I'm not sure which insurance co it is. I've asked my MIL to find out. I will ask her if she know's yet.