QOTW - Bills

iVillage Member
Registered: 10-04-2006
QOTW - Bills
9
Mon, 02-15-2010 - 8:28am

How often do you pay bills...once a month, whenever they are due, on pay days?

Do you pay by mail, online, in person?

Is one person in your house in charge of it or is it a shared job?






































Photobucket


belizesig1
<meta http-equiv="Content-Type" content="text/html; charset=iso-8859-1">


iVillage Member
Registered: 10-04-2006
In reply to: firebird_mom
Mon, 02-15-2010 - 8:37am

How often do you pay bills...once a month, whenever they are due, on pay days?

Twice a month, on pay day - I go through and pay what is due between then and the next pay day. It usually works out to be about half the bills, which is helpful on the budget to not have to take them all out of one paycheck.

Do you pay by mail, online, in person?

ONLY online. I haven't paid bills any other way in about 4 years.

Is one person in your house in charge of it or is it a shared job?

Its me and me alone. Dh is clueless about what is due, when or how much we pay on average for things like power or water. He just doesn't have the "time" (like I do?) and he would just "forget" all the time, so if I don't want the power shut off, I have to be in charge of it.






































Photobucket


belizesig1
<meta http-equiv="Content-Type" content="text/html; charset=iso-8859-1">


iVillage Member
Registered: 04-21-2006
In reply to: firebird_mom
Mon, 02-15-2010 - 10:05am

We pay most of our bills online, around the due date. My dh handles that stuff. We use to each do some before we had kids but now that his job. He is meticulous - has file folders for everything. Extremely organized. More broadly though we talk about bigger financial decisions together. We share similar philosophies about money, although he would say I spend more. I do - I buy all the groceries, kids stuff, clothes, drycleaning etc.. It seems like there is always something....


iVillage Member
Registered: 09-06-2004
In reply to: firebird_mom
Mon, 02-15-2010 - 12:55pm

Me & me alone here too. If DH didn't work at the bank, he probaly wouldn't even know what accounts we have! He is completely clueless and heaven help him if something ever happens to me. I've tried but he just isn't interested. So it falls to me to become interested & track stuff. This is one area I used to resent him just leaving everything to me.


Everything is paid online. Some stuff is automatic withdrawal & the rest I pay online at the start of each paycheck hitting the account. I check our accounts frequently & stay on top of stuff. I could pretty much tell you within a day or so the amounts & due dates for all of our bills.

Stephanie


Mom to DD15, DD9 & DS7

Stephanie


Mom to DD16, DD10 & DS8

iVillage Member
Registered: 10-04-2006
In reply to: firebird_mom
Mon, 02-15-2010 - 1:22pm

"He is completely clueless and heaven help him if something ever happens to me"

I feel the same way...I can't imagine what would happen if I wasn't around. I guess he'd learn quick, but I can bet there would some days without power or water in the meantime!






































Photobucket


belizesig1
<meta http-equiv="Content-Type" content="text/html; charset=iso-8859-1">


Avatar for my2craigs
iVillage Member
Registered: 03-27-2003
In reply to: firebird_mom
Mon, 02-15-2010 - 2:42pm
When I paid the bills I had many set up on automatic payments.
Image Hosting by PictureTrail.com

 

iVillage Member
Registered: 08-15-2008
In reply to: firebird_mom
Mon, 02-15-2010 - 3:05pm

How often do you pay bills...once a month, whenever they are due, on pay days?
I pay when I have the money or I remember. I generally pay things well in advance when I get paid or my fin. aid comes in.

Do you pay by mail, online, in person?
ONLINE as often as possible-Daycare get's paid in person and some bills get paid over the phone but I definitely prefer online options.

Is one person in your house in charge of it or is it a shared job?
Since I'm a single mama everything that doesn't involve playing or making a mess is my responsibility. Dante helps out by tidying his room occasionally and keeping his brother occupied while I cook dinner but right now he's not helping out with the bills :)

Mary-30 (31 soon)
Mom to Dante 3/23/05
and Eliot 2/17/09
My little characters!!!
http://i417.photobucket.com/albums/pp255/fandm7/077.jpg
Mary-30 (31 soon) Mom to Dante 3/23/05 and Eliot 2/17/09 My little characters!!! http://i417.photobucket.com/albums/pp255/fandm7/077.jpg
iVillage Member
Registered: 07-08-2004
In reply to: firebird_mom
Mon, 02-15-2010 - 8:35pm

How often do you pay bills...once a month, whenever they are due, on pay days?
Usually, twice per month.

Do you pay by mail, online, in person?
Pretty much exclusively online.

Is one person in your house in charge of it or is it a shared job?
H and I pay our own individual bills (personal credit cards, student loans, etc.), but I pay the household bills. H is very responsible and prompt when it comes to bill payment, but after dealing with my ExH (who was and is a financial disaster), I told him I'd feel more comfortable being the one to pay the household bills; he's fine with that. Though I do know I could hand that responsibility over to him at any time, and it would be fine.

iVillage Member
Registered: 10-22-2003
In reply to: firebird_mom
Mon, 02-15-2010 - 11:55pm

How often do you pay bills...once a month, whenever they are due, on pay days? I pay the bills as close to their due date as possible, being we get paid every week it's convenient to see what is due when and then schedule it to be paid out of that particular pay check.

Do you pay by mail, online, in person? most are paid online. the rent is the only thing paid in person.

Is one person in your house in charge of it or is it a shared job? well I am in charge of it, but I make Rob sit down with me and watch me when I pay the bills so that he knows how to do it and where the password book is so that he can look up sign ins and passwords.
that way if something happens and he has to pay a bill when I am not here he can do it.

iVillage Member
Registered: 08-12-2007
In reply to: firebird_mom
Tue, 02-16-2010 - 12:02am
How often do you pay bills...once a month, whenever they are due, on pay days? I have an alarm set on my phone to remind me to pay the bills. Our phone bill is due the 16th so
Photobucket