allowance from hubby?
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allowance from hubby?
| Fri, 01-19-2007 - 10:46am |
Hi there!
I am a brand new stay at home mom, I am on maternity leave now.....
I was wondering, for all you stay at homes, aside from household necessities, do you get an allowance from your husband? If so, approximately how much?
We've been talking about it... and my hubby was asking me how much... I didn't want to give an amount too high or too low! :)
Thanks,
T


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We've never done an allowance thing. I do the budgeting. And frankly I work as hard as he does I just don't happen to get paid for it, so I would be rather annoyed if he wanted to give me an "allowance". When money isn't tight we have a set amount we can use for play money, but that's just in the budget and its for both of us.
Dont take this the wrong way but an allowance is what you give a child not a grown women.
my husband and I each have equal access to are money I may stay home with the kids but I work just as hard as he does and we both feel are money is just that are money. We do check with each other before making purchases over 100 tho.
I do the bills so I do the "allowance".
I get an "allowance". My husband makes very good money and every 2 weeks when he gets paid I get $500 to spend on food, household needs, clothes, etc. I need this. I have a tendency to spend too much money. If I do need money for something big or extra, I just ask and he will give it to me.
I do not agree with some of the other posts though....I am comfortable with calling it an allowance. I do not do the budgeting, I do not bring in alot of money like DH. I think as long as you are comfortable with what you are calling it or how you budget it is fine.
I also work a few hours a week coaching volleyball and I get to spend that on whatever i chose! He doesn't even see that money.
And we still have separate bank accounts. I have a saving account that I rarely use. I also have a chequing account with mine and DH's name on it so he can transfer money to me. But he does not touch the money in my account. I do not have access to his accounts and I am fine with that. Less stress for me...he pays all the bills!
Edited 1/19/2007 11:32 am ET by mom2katelynandmegan
Seriously?!
I have been a stay at home wife and mom for 16 1/2 years. Just this school year I started doing in home day care. My dh has never given me an allowance. I am an adult and this is an equal partnership. Even when I didn't bring in an income, I did all the housework, dishes, laundry, school functions, shopped for groceries, cooked the meals, packed his lunch, etc. I do as much work before 10am as he does in a 12 shift sometimes.
We have a joint checking account. His check is direct deposited and I pay all the bills and do the shopping. Then we use what is left for things we need or want. If I want to get my hair cut I am NOT asking him for money. I write a check, etc. If he needs something, he writes a check. We never make a large purchase(over 30.00) without letting the other one know except for groceries or something like that.
I think the worst thing a SAHM can do is feel like she is less than someone who brings home a paycheck. You will be working every bit as hard as he does!
Sherri
Sherri ~ mom to Brooke and Tyler, wife to Randall and fan of Nascar's Carl Edwards
No allowance here. We have a joint checking account, I make out the bills, and I have a credit card (or 10). End of story.
That said, I don't think having an amount of money set aside for you to use specifically for yourself is a bad thing. I think all too often when money is tight we are the ones that make the sacrafice. If you're good about budgeting and that money is already set aside for you, it can only be a good thing, helping you to feel entitled to some 'me' time. But NEVER feel like a lesser contributer because you don't have an income generating job. And if YOU have an 'allowance' then your dh should have one. The money is both of yours and you both should budget accordingly.
Only you know what your financial situation and personal needs are, so I can't help you with a $ amount. I will say stretch it as far as you think you can. You can always not spend the money, but if it's not enough you're going to feel bad about wanting more (eventhough you shouldn't).
HTH
Erin
Hi, I'll tell you what my dh and I do. We have a fairly strict budget set up. We are currently saving for a house and a second vehicle. I haven't worked since I was pregnant with dd and dh has only been out of grad school for about a year and a half. So, for us it's important to save, save, save!
We have a joint checking account and we both have credit cards with our own name on them only. (This is to make sure that we BOTH can maintain a good credit history.) We BOTH decided upon the monthly amounts for the budget...like how much we should be spending on groceries, clothing, haircuts, gas, vehicle maintenance, etc...We try our best to stick to the budget. We don't make any large purchases without the other's approval. Also, I guess we do have what you could call an "allowance". We both get the same amount of money each month that we can buy whatever we want with. Dh usually spends his on geeky computer parts. I use mine for stuff like magazine subscriptions, getting my nails done or something like that. The point of our system is that we really only use the "allowance" for stuff that is not considered a necessity. I consider haircuts a necessity or normal expense but I however do not consider stuff like highlights, eyebrow waxing, and nails a necessity. That's just my opinion though because I know that the more I spend on stuff like that now....the longer the wait is going to be until we can afford the house and car! Hope that makes sense.
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