Homeowners, I need help!!
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Homeowners, I need help!!
| Wed, 04-07-2004 - 1:19pm |
Hey you guys!
My hubby and I are ready to buy a house for the first time. Hellllpppp!!
Anybody who knows anything at all about where to start, please help!
We are thinking about building instead of just buying; which is better?
Also, we are working on paying off some of our debts now, however, do we need a perfect credit to get started??
Please send me any info you got, and tips on how you started yourself(We are from Florida).
Thanks.

I don't know what part of Florida you live but I live in Cape Coral (SW region).
We used what is called a buyers agent when we bought our first home.
We just bought our first home a little over a year ago.
We went with a builder, cause newer homes where we live are cheaper then the ones already built.
I am not sure if you need PERFECT credit, but having good credit is something you will need.
I would just take your time and do it right. Cause once you do it, theres no turning back. I wish sometimes that we were not in a rush to have a home.
Good luck.
Mel
Andrew 3-4-99
Dalton 12-4-03
So I'd suggest checking around for land first and if possible waiting a while before going for the pre approved martgage...especially if you get your land as a mortgage with the same bank (then they know that you pay your bills.) Good Luck