Is it just us??? (he spends too much)
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| Sun, 04-25-2004 - 5:08pm |
The problem is money. Dh makes just enough for us to pay for necessaties, and that's all. I bargain shop, pinch pennies every way I can, and basically have a heart attack if we spend money on something we don't really need. We have savings, but we aren't putting anything away right now. I plan to go back to work in 2-3 years.
Dh is a spender. He just doesn't understand that money doesn't grow on trees! He's used to having more money (I was a teacher and made more than him!), so it's very hard for him to adjust to having less, but working the same hours.
He gets $300 in spending money a month to do whatever he wants with. Is this a good number? He always seems to run out by the 15th. Grrrr!!! I spend about $600 on groceries and household items, and $100 on going out to eat.
I try my best to budget and save whereever I can, but he always expects money to just fall from the sky. He gets so mad when I say we can't afford some new toy he wants, but we live paycheck to paycheck right now. I work part time, and go to school 2 nights a week. I can't find any way to make any more money. I can do fine with what we have, but he hates how we live (frugaly).
Is it just us? I'm doing the best I can with our budget, but it never is good enough for him. (by the way, he is very lazy!)
Thanks!
Heidi

Sara
You know, from hearing what you have to spend on certain things, I wish that was the way it was for us.
We have no money to spend on us after bills :(
I am very bad with credit cards and I am trying really hard to stop, but with a baby and a 5 year old, it has been hard.
We always need things when we don't have money, which is every month :(
Sometimes I wiosh I could work just to make ome extra money.
I think if your dh wants those toys and all that other stuff, he should save the $300 he gets a month and then get what he really wants or needs.
I think you seem to have a solid plan on finaces and I wish I did.
Just try to explain to him that you are both lucky to have that extra that you have and to appreciate it, cause he someday might not even have that.Good luck.
i know exactly how you feel,ive been a sahm ever since i had my first dd shes five now and my dh has always worked, we live pay check to pay check also and with three kids we always have enough to get what we need and pay the bills but when it comes to what my dh wants he somehow always finds the money to get it. this upsets me because we could do so much more with the extra money for example he sold a car and got 1500 from it instead of putting the money away like i wanted to he decided to buy the big screen tv that he wanted to get which we could have waited for tax time to get but no my hubby couldnt wait, and then he bought a new car which we didnt need although i love the new car we have one just like it but a diffrent year now we have 2 car payments ( sigh).
although i dont like the decisions my hubby makes with money sometimes i feel like i shouldnt complain because he does work and i dont and sometimes i feel like the money really isnt mine at all, and we do have really nice stuff that we always seem able to afford and our bills are never late.
well just wanted to put in my two cents