Medicaid?

iVillage Member
Registered: 11-05-2004
Medicaid?
9
Wed, 01-24-2007 - 10:47am
I guess Mike will be cancelling my insurance when our divorce is final in March and I will have to go on medicaid. The kids will be covered through him, but I won't and Im assuming health insurance will be expensive for me and I won't be able to afford it. PLus I don't want to jump into a job just for the benefits while trying to go to school. Im not afraid of using government help while trying to better myself and situation.
I just wanted to know if anyone had any info. for me on this. I haven't looked into yet, but would appreciate any info/advice anyone has! thanks! If you don't want to post here, feel free to email me at kmassacci04@hotmail.com

iVillage Member
Registered: 03-17-2005
In reply to: kate923
Wed, 01-24-2007 - 10:59am
Kate you'd be surprised how inexpensive insurance for one person is.

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iVillage Member
Registered: 11-05-2004
In reply to: kate923
Wed, 01-24-2007 - 11:06am
I was just exploring my options...I just think with my child support+spousal support I will probably be eligible. But I wont know the spousal support amount maybe for another month or so.
Just wanted to see if anyone knew the requirements for qualifying for medicaid...Wow, $206 is soo inexpensive, thats a great plan!

iVillage Member
Registered: 05-04-2005
In reply to: kate923
Wed, 01-24-2007 - 11:20am

Kate,


We use medicaid for the kids, because of my dh's employment troubles. Insurance through temp agencies is OUTRAGEOUS! Just for dh and I we pay $126/week!


I know before we signed up for the insanely expensive insurance I talked to our case worker for the state. I have to be insured because of my health problems (otherwise insurance companies later can refuse to cover me). My case worker said she has no adult on her case load that even makes $8/hr. and qualifies for medicaid. EXCUSE ME?! I know NO ONE that can pay all their bills on $8/hr. let alone pay for health insurance.


I would certaintly apply if I were you, that's what the system is there for. The worst they can tell you is no.




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iVillage Member
Registered: 10-11-2005
In reply to: kate923
Wed, 01-24-2007 - 12:38pm

I agree, go online and check out what documents you'll need to bring and then go down to the office and talk to someone about what you do/don't qualify for.

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iVillage Member
Registered: 11-05-2004
In reply to: kate923
Wed, 01-24-2007 - 5:12pm
Tanya,
He is keeping the kids on his insurance, he doesnt have a choice about that. It's for me, but it's his choice to take me off....I mean, he doesnt have to techincally, he can wait a few months for me to get on my feet or whatever, but I guess that would be too nice of him?

iVillage Member
Registered: 08-05-2004
In reply to: kate923
Wed, 01-24-2007 - 5:21pm

Kate, I am so sorry you are going through all of this! Personally, it never hurts to check out your options. It sounds like you don't have much time so check with Medicaid quickly because I am sure there is a lot of paperwork and time processing the information.

Also, we are self employed so I buy our family Health insurance. Knock on wood...we are pretty health and our premium is low. I pay just under $300 a month but we also have a Health saving in which we put money into tax free with interest. If the insurance is for just you with no maternity is wont cost you too much if you have to purchase it.

Good Luck!

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iVillage Member
Registered: 07-06-2006
In reply to: kate923
Wed, 01-24-2007 - 5:36pm

If you qualify for it, get it. We used it several years ago. The process wasn't so bad either. I think it depends on which case worker you get though, b/c I've heard some stories. Good luck!

Chrissy

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iVillage Member
Registered: 10-11-2005
In reply to: kate923
Wed, 01-24-2007 - 9:56pm

Ooops! Sorry, I read that wrong! (Duh- me)


*blushing*

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iVillage Member
Registered: 05-04-2005
In reply to: kate923
Wed, 01-24-2007 - 10:45pm

Kate,


Just a word of caution, if your state is anything like Michigan, the requirement for him to keep insurance on the kids is almost impossible to enforce. My ex-h is the custodial parent and I'm a SAHM. Thus far my dh's employer hasn't offered insurance that would cover my oldest dd because she's a step-child and we're not the custodial parents. My ex-h works for his mom's video store so has no insurance on him or our dd. He was refusing to get Medicaid on her because he said he didn't want to get in her into the system. What it really wa is he has been lieing on his taxes ever since we got divorced and didn't want to get caught.


Finally, after we ended up with a $1400 dentist bill for her, he got MIChild on her (its state run, available for those that make too much for Medicaid but don't have insurance on their kids, its $5 a month



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