August Already DYK

Community Leader
Registered: 10-16-2007
August Already DYK
2171
Mon, 08-01-2011 - 6:27am

Hi friends - love the dialogue happening. Let's keep it up!

Michelle

Mom to Addison (8) & Gabriel (5)

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iVillage Member
Registered: 10-20-2005
Fri, 08-19-2011 - 12:00am
Yuliya, if the keurig is too small and you like espresso, you might look at the Nespresso Pixi. It is the same concept with the pods, except espresso instead of coffee. It is more expensive, but smaller too.
-Karen
Lily 07.01.06
Brady 12.05.09
iVillage Member
Registered: 10-20-2005
Fri, 08-19-2011 - 12:05am
That reminds me I have to go to my followup mammogram for the fibrous tumors whatever it is. It is in a few weeks. I have to get the real name of whatever is going on in there.
-Karen
Lily 07.01.06
Brady 12.05.09
Community Leader
Registered: 10-16-2007
Fri, 08-19-2011 - 12:06am
New fruit fly trap set up...2 new victims in less than an hour!

Michelle

Mom to Addison (8) & Gabriel (5)

Community Leader
Registered: 10-16-2007
Fri, 08-19-2011 - 12:08am
Hi Karen! How did Lily (and mom) do today?

Michelle

Mom to Addison (8) & Gabriel (5)

iVillage Member
Registered: 10-20-2005
Fri, 08-19-2011 - 12:16am
I would hate to have to switch doctors because of the different insurance, but $6K is a lot of money. Who still offers free coverage for spouses? He must work for a good company.
-Karen
Lily 07.01.06
Brady 12.05.09
iVillage Member
Registered: 10-20-2005
Fri, 08-19-2011 - 12:20am
Today went really well dropping off and picking up. Lily is extra excited to go to school tomorrow because on Fridays if their behaviors chart is still green for the week, they get to pick something out of the prize basket. Lily has been lusting over a butterfly bendy straw - she decided on mondaty. She has been obsessed with this all week.

And for me, no migraine so far...
-Karen
Lily 07.01.06
Brady 12.05.09
iVillage Member
Registered: 10-20-2005
Fri, 08-19-2011 - 12:31am
Okay. So though we were approved for the loan, we still have not signed the paperwork yet. This is dragging out so long it is ridiculous. Plus, I submitted to have our rate reduced, but was rejected - though I'm not sure how hard our loan officer tried. I had to call him 4 times over 10 days to ask how it was going and got the same canned "I'm waiting for so-in-so to get back to me response."

So today I called a loan officer from Wells Fargo that a friend had referred me to (and where our current loan is). I thought that it wouldn't hurt, especially because I could hint that they are very close to losing our loan anyway. He comes back to me with a rate (no points and a credit) that is half our current rate. So now I have to see if they can do this fast and how much work it will be for me (though i have our entire loan package digitized so that part is easy. And I have to hold off the other bank (haven't heard from them in days anyway).

I really don't want more stress right now, but this is a great deal (if he is not stringing me along). It is always something.
-Karen
Lily 07.01.06
Brady 12.05.09
Community Leader
Registered: 10-16-2007
Fri, 08-19-2011 - 12:38am
Great that the headache didn't come back! LOL at the butterfly straw. We need to start teaching these kids about the effect that these China-made trinkets have on the environment, LOL. Seriously though, I want to cry when I purge Addison's toys and think about all the stuff that she didn't play with for more than 5 minutes that's junking up a landfill somewhere. Sigh.

Michelle

Mom to Addison (8) & Gabriel (5)

Community Leader
Registered: 10-16-2007
Fri, 08-19-2011 - 12:45am
Oh wow...half??? That would be awesome! I hope he's not jerking your chain. Sorry this refi drama is dragging on still...I know it's really stressing you out. Too bad we didn't live close enough to have a glass-o-wine to celebrate when it's over!

Michelle

Mom to Addison (8) & Gabriel (5)

iVillage Member
Registered: 10-20-2005
Fri, 08-19-2011 - 12:47am
Michelle, my thought exactly. It is a tough balance to motivate and reward them, and not perpetuate with cheap instantly breaking crap.
-Karen
Lily 07.01.06
Brady 12.05.09

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