12w tomorrow

iVillage Member
Registered: 03-25-2010
12w tomorrow
2
Tue, 02-11-2014 - 2:04pm

I had my NT scan today. The RE said he plans to release me to the MFM next week! I really like my MFM and am looking forward to seeing him again. I called to make an appointment and found out that he accepted a new position at a different hospital. I was told that all u/s will be out of network because that hospital is out of network. MFM himself is in network. Love insurance, right? So my deductible?? $1500, and then insurance will cover 80%. Arrggg!! Work is probably going to change insurances sometime after May, hopefully it won't be an issue then but until then I know I'll have at least one u/s. My options are to see him and deal with the deductible (cuz money grows on trees) or see another practice (which I've been to with my m/c and didn't like) and hope to switch after my insurance changes so he can deliver my baby in August. I don't like either option.  And no, he won't send me elsewhere (in network) for u/s since he performs and reads them himself. Sigh. DH and I will talk it over tonight. I have a week to decide so I can tell the RE's office where to send my records.

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Community Leader
Registered: 01-22-2010
Fri, 02-28-2014 - 2:05pm

Sorry for your insurance problems :( Hope you were able to find a solution. Congratulations on getting to this point in your pregnancy :D 

iVillage Member
Registered: 03-25-2010
Sat, 03-01-2014 - 3:22pm

Thanks for the reply. I ended up seeing the group I didn't like as DH was not ok with the deductible issue. The MFM told me the group usually doesn't deliver most of their patients but a generalist does or I could have a regular OB for the rest of my pregnancy. Yell What?! The whole point in seeing an MFM is because I am high-risk. Anyway, I told DH how things went and we decided to stick with the MFM we like and set up a payment plan for the deductible and other expenses. Expenses aren't great but they'll be worth it in the long run. I have since seen the MFM we like and feel confident we made the right choice. Whew!

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