Christmas~How Do You Pay For It?
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|Mon, 11-21-2011 - 6:29am|
I have tried to cut my budget a little this year although it seems to be close to what it was last year. However, my question is how do you pay for it? Do you put money aside all year like a Christmas club? Do you pay in cash? Put it on the credit card and cringe in January? I try to shop at least a little all year long but we do get hit with a large bill n December and January. We do put it on our credit cad b/c I like to get the points. We pay the balance off in full each month. But in January I will get a check for $250 from my accumulated points to help pay off some bills. I also use gift cards I have saved during the year I received as gifts or received thru Mypoints.com etc.