Hi there....looking for some ideas

iVillage Member
Registered: 01-08-2007
Hi there....looking for some ideas
1
Mon, 03-02-2009 - 10:11pm

Hi all ~


I think I may have posted here once before, but then life got in the way. LOL


So here I am looking for ways to cut the budget. I have one child at home full time and the other is 1200 miles away living full time with father and I have him approximately 25% of the year.


I used to work a significant amount of overtime in order to make the ends meet, then I was promoted in title only which resulted in me becoming exempt. No more OT. To top it all off, last week the corporate council announced across the board pay cuts as a responsible move in order to keep people working. I am all for keeping a job, but losing the opportunity for OT and now a pay cut!!! What is a single mom to do.


Currently, my present husband and I have decided it is best that we no longer live together - we have been separated for almost a year now. We are discussing ways that will appease both of us for him to come home, but we have always been segmented in every way and I am anticipating that will always be the case. His is his and mine is mine. Makes for more of a room mate situation than a marriage.


Anyway...I am looking for creative ways to cut down on the budget because I have already cut all the corners I can think of with the utilities and "extras."

**but those who hope in the LORD will renew their strength.  They will soar on wings like eagles; they will run and not grow weary, they will walk and not be faint.  Isa

Avatar for e13lorena
iVillage Member
Registered: 03-25-2003
Tue, 03-03-2009 - 1:57pm

If you want to post your current budget, we can help you examine where you might be able to save.


Have you tracked your expenses - write every penny down that you spend - to really see where your money goes. That's the best way to get started.


If there's anything that you can ebay to make a few extra bucks and cut down your clutter (just a perk of making the money) that might help to bring in some extra $$ that you aren't making in OT. Though I'm sure with an exempt job you don't have much extra time on your hands.


Grocery, Eating Out, and clothing and misc seems to be the easiest to cut, if you haven't done a major cut there yet.


Only buying things that are on sale, making a list and sticking to it, don't shop unless you need to and plan too. Never shop hungry or when your child is hungry.


Can you cut any bills, cell phone, home phone, cable, internet, long distance, turn down the thermostate when no ones there or when you're sleeping and even when you're there and wear sweaters or cover with blankets if you get chilly, turn of appliances that are not in use or unplug them because most will go on standby and still use juice while they're "off", turn off the lights when you leave a room.


Find free things to do for fun with your child - library, parks, free zoo days, ride bikes, walks, window shop (but ONLY if you're not tempted to buy!)


Let us know what your budget looks like and we'll help the best we can.


Remember you can do it, you can make it work! You are able and you will survive!


~Erin