How do I stop spending?!?!?!?
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|Wed, 10-22-2003 - 4:37pm|
I am not completely out of control with my spending. BUT, I'm a stay-at-home mom who can sometimes end up spending twice my monthly budget of $600. This $600 goes to groceries, diapers, gas, aol subscription, and miscellaneous. I've set a budget and I have just enough to go around. But, I'm having SO much trouble sticking to it.
Here's what I know. I spend money out of boredom and frustration. I have two kids, 4 and 2, and I find myself going to stores just to get out of the house. And then once I'm there I spend! Or I end up going to a fast food place because either we're busy and need to pick something up quickly or, as I said before, I get bored and want to get the kids out of the house. I spend money on magazines at the grocery store just to amuse myself for a little while when the kids are napping. I spend money on clothes for the kids or myself that, in reality, I don't REALLY need. I don't shop at expensive stores or buy expensive clothes but it all adds up and it adds up pretty fast!
I sometimes have all the best intentions in the world but in the heat of the moment I end up spending anyway!
I need your best tips and suggestions for how to control my impulses and/or avoid this 'boredom' spending!