If a lurker faints at her budget...
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|Wed, 07-30-2003 - 1:18pm|
How do you get back to frugal living without spending hours clipping coupons and making everything homemade? DH and I both grew up in VERY frugal households, so it's not like we don't know how to cut corners--we just don't seem to have the time.
My husband and I work about 55 hours a week each (some weeks more, some less, it can't be planned) and take care of his elderly home-bound mother. In the fall, the time crunch will only get worse as our daughter will have to be shuttled to and from school (no bus service) and we're expecting a new baby. Even now, there doesn't seem to be much time for anything to be planned: I feel like if we could just plan ahead a little, we could save more money. I'm basically forced to stay home a couple days this week so I found the time to make sure all our accounts are balanced and even figure out where the money is going, so I have an idea of where money could be sqeezed from the budget.
There is one additional, guilty, problem. Since DH and I grew up in pretty poor (in the material way) homes, when we know we can cover a "want" we don't really agonize over buying it. We end up buying lots of little things on impulse. I didn't think we were impulse buyers until I looked at where the money's been going. We're setting a REALLY bad example to DD (and future sib) and now I feel really guilty. Fortunately, our time problems don't let us get to the mall often (maybe once a season), but we end up piddling little amounts here and there at discount stores.
So how do you handle not having time and really bad willpower?
Thanks for your advice!