Intro and question!

iVillage Member
Registered: 09-05-2004
Intro and question!
13
Wed, 02-25-2009 - 11:42am

Hi ladies!


My name is Beckie and I have a wonderful DH and 2 beautiful children.

Aidan siggy


Pages

iVillage Member
Registered: 05-15-2007
Wed, 02-25-2009 - 1:21pm

We are a family of almost 7 (new


 


Thanks to Terra for my

iVillage Member
Registered: 09-05-2004
Wed, 02-25-2009 - 3:00pm

Thank you so much for taking the time to reply!


We are in Mass, which is on the expensive side.

Aidan siggy


iVillage Member
Registered: 05-15-2007
Wed, 02-25-2009 - 4:01pm

Money management is key!


We aren't big spenders either, but when we weren't paying attention with our food budget...grabing food on the go, or not meal planning and just picking up what we needed at the store some months our grocery/food budget came to $1400 several months in a row! We just did what we wanted and didn't pay a whole lot of attention to the budget and then 6 months later we found ourselves in about 6K debt with nothing to really show for it....


Meal planning along with frugal grocery shopping will save you $100's especially if you limit eating out and have DH take lunch to work from home. My dh is an awesome cook and everytime we finally decide to go out somewhere nice, we are always dissapointed because we could have fixed just as nice of a meal at home for a quarter of the cost. We can have a really nice home cooked meal with a main dish, 2 sides (usually a starch and a vegie)


 


Thanks to Terra for my

iVillage Member
Registered: 09-05-2004
Thu, 02-26-2009 - 8:47am

I am trying to work on money management.

Aidan siggy


iVillage Member
Registered: 05-21-2003
Thu, 02-26-2009 - 9:01am

Welcome to the board!


Imho, it all depends on what your definition of *disadvantage* is as well as how you define *needs* vs. *wants*. I think it also depends on your attitude towards money & material things.


In my own situation, we've been raising 5 kids on about the amount you mentioned since I remarried to dh, about 13 years ago; in the earlier years of our marriage, it was even less.

Kelly



iVillage Member
Registered: 05-21-2003
Thu, 02-26-2009 - 9:15am

Ok, I just posted to you but also feel compelled to respond to this one with a few suggestions!

Kelly



iVillage Member
Registered: 09-05-2004
Thu, 02-26-2009 - 10:40am

Baby steps is what I'm working on now.

Aidan siggy


Avatar for sarahfran
iVillage Member
Registered: 03-26-2003
Thu, 02-26-2009 - 1:50pm

Short answer: yes of course it's possible to have three children

Photo Sharing and Video Hosting at Photobucket
iVillage Member
Registered: 09-05-2004
Thu, 02-26-2009 - 2:25pm

By financial hardship, I mean some months having to dip into our already very small savings account to pay monthly bills.

Aidan siggy


iVillage Member
Registered: 07-21-2008
Thu, 02-26-2009 - 4:33pm
I'm a sahm to three children, and we make 35K a year. My children are healthy. They see the doctor and dentist regularly for check ups. They eat good food. We live in an older but nice home in an older but nice neighborhood with lots of kids and lots of good people. My boys share a room, but I don't think that's a big deal, and even when we once live in a three bedroom duplex before we had our 3rd child, they still shared because the third bedroom was on a different level of the house and I wasn't comfortable with that idea. My kids have plenty of clothes that are a combination of brand new, hand me downs from cousins or friends (or from big brother in my preschooler's case), or gently used when bought either from thrift stores or yard sales. When I buy brand new it is either on sale or clearance or it is bought from a discount store like Family Dollar or Big Lots. My kids have plenty of toys (too many if you want my opinion). My 2nd grader goes to the neighborhood public school, and we've had a good experience there. My preschooler goes to a private preschool that costs $100 a month. I just shuffled the budget to make sure we could afford it. My kids are also involved in plenty of extracurricular activities. My 2nd grader is in Cub Scouts. It's free through our church. All we had to buy was the scout shirt, the neckerchief and a slide. The rest is optional. I was able to get two free shirts and a free slide. I only need one shirt, so I plan on hanging on to the second one so that when Ethan is old enough for scouts I'll have one for him too. I do plan on getting my 2nd grader the hat after he earns his wolf badge. He is also in a youth chess club that meets on Wednesdays at the library. That is also free. He takes piano lessons from me, and that is, of course, free. He plays coach pitch every spring. That is a once a year cost of $40. He plays soccer every fall and spring. that is a once a year cost of $45. My preschooler and toddler go to story hour once a week at the library, and that is free. And next month they will start taking a basic sign language class once a week in place of story hour. It is also free. All three kids take swimming lessons for two weeks every summer. That is a once a year cost of $95 and that pays for all three kids. Every two weeks I pull $8 and put it in an envelope. This adds up over the year to pay for coach pitch, soccer and swimming. My preschooler isn't as interested in extracurricular activities as his brother. He wants to learn to play the piano as well as go to the chess club with his brother. He has been told that if he's still interested in these activities by the time he starts kindergarten in the fall, then he can do them. I'm considering dance lessons for my daughter in the fall. She will be 3 by then, and I've found a dance school that is run by an instructor that I learned under (so I know she's good and I trust her) and she only charges $30 a month. We do lots of fun things together as a family. Most of them are free or cheap, but the kids don't care. We go on walks down the many beautiful walkways in our area. We go to the air force museum (free). We go to the children's museum or the dinosaur park when we can get a discount. We go to parks. We go swimming together when we can get into one of the pools at a discount. I stay home partly because it's what I chose, but also because my 2nd grader is autistic and he functions much better when I am home, and I've also found that it's easier to stay on top of what is going on at school when I am home. We are thinking very seriously of having another baby in the next few years, too.
Photobucket

Pages