Looking for advice - how to be frugal!
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|Tue, 08-26-2003 - 7:25pm|
I'm 28, married with a wonderful daughter who is almost 2. I started a new job about 3 months ago that I absolutely HATE. Seriously - hate it hate it hate it hate it.
This brings me to why I want to be frugal. I have been in my profession for almost 5 years. I have a master's degree and truthfully, going into my field was the worst mistake of my love. I just don't enjoy it. I really feel that my calling is to teach and am in the process of trying to figure out how I can become certified to do so. And, teaching will give me more time for my sweetie - who I feel is getting slighted by all of the long hours her mommy has to work.
My goals for the next 3 years are to save enough money to build our dream home (a modest home that is), and learn to live on less than half of my current pay check. I make very good money - more than my husband currently. But being a teacher will change that. So...I need to learn how to be frugal - to save for these dreams of a new home and a career change and oh,yeah, the second baby I'd like to have in about a year to a year and a half.
I'll be honest - I don't even know where to begin. I'm not frugal. I blow money quicker than I get it, it seems. I spend a lot of money on things that mean nothing - like manicures. I eat out way too much. I mean, I know where to start making the cuts, but I'm looking for advice from you pros.
I really really really want to learn how to save money/be frugal in how I spend money. Any and all advice appreciated.