newbie here needing help

iVillage Member
Registered: 05-02-2003
newbie here needing help
3
Thu, 07-24-2003 - 1:49pm
I am a newbie to this board. I have posted on other parentsplace boards and have always gotten such great help. Having decided to quit my daycare business and return to school I could use all the help I can get in learning how to live with just my DH's salary. We dont have much on our credit cards, just medical bills and i make monthly payments on them since i have them on a no interest credit card. The only bills we have are the house payment and a car payment and of course utilities. I am looking for help mainly on groceries and clothing for the kids. I have an almost 13 year old boy and almost 16 year old daughter.

any help is greatly appreciated

thanks i look forward to learning a bunch from this board

Maria

iVillage Member
Registered: 03-27-2003
Sat, 07-26-2003 - 12:03am
Hi Maria, and welcome. Please read the posts to the other new members of the board. You will find some really helpful advice here. I am still learning to watch what I spend, too. The one thing that comes to mind for teen clothing is a teen resale shop. We have one that sells name brand only, excellent condition teen clothing at a fraction of the cost. It might be something to check into.

Please stick around.

Karen
iVillage Member
Registered: 03-27-2003
Sat, 07-26-2003 - 9:19am
Hi Maria and welcome to our board!! I'm sure you'll find, as I have, that this place is an invaluable place for ideas. Many times I just lurk around reading others posts and hardly post myself!

As for your questions, there are so many ways you can save. On your groceries, if you don't already, start clipping those coupons and watching those sales flyers from your grocery store. Only shop for what's on sale, and create your menus around those items. Also, incorporate a few non-meat nights into your weekly menu. That's a great way to save. You can also cut out or greatly reduce "extras" like soda, snacks, candy, etc. Try making your own snacks, things that get eaten before dinner, or put out while you're watching a movie, etc. Those are just some ideas. Also, one thing we do around our house is to try and make sure we use everything, and not allow any food to go bad - if you know your chicken has to be used have that for dinner.

For your kids, try setting a spending limit on clothing, and when you buy them. Allocate a certain amount for clothing and explain to your kids that anything they want above and beyond that will have to be purchased with their own money. It really teaches responsibility and frugality! When I was in Jr. High I spent all summer house sitting for our neighbors and they gave me $100 for the three months of work. I bought one pair of Nike sneakers with that money. My Mom wouldn't spend that kind of money on the sneakers and they are what I really wanted. I made those sneakers last the entire school year and the following summer, a whole year - and they were WHITE and we lived in Oregon in the mud and rain! I loved those sneakers like they were a part of me! I hear mothers with older children say all the time that giving their kids responsibility for buying some of their own clothes is a great tool for teaching kids and it helps the family budget.

Hope those ideas help! Please feel free to ask more specific questions - we'll try to help when we can!

Take care and again...welcome!

Mrs.Geo

Avatar for cl_lfbennett
iVillage Member
Registered: 03-24-2003
Sun, 07-27-2003 - 12:40pm
Welcome to the board! I think you'll find tons of good ideas here.

For our family, the best thing we do to save money on food is to plan a weekly menu. Some of the ladies here plan a month or more ahead of time! I am not quite that organized, but it's really amazing how much we save just by knowing what's for dinner that week. It certainly saves on impulse pizza orders. I know I posted a long message about it to Mish in response to her post "Mom of 5....".

There have been quite a few great posts this month about getting started with cutting costs. So if you haven't already, please read some of the posts in this section, perhaps some of it will apply to your family too.

So glad you found us. Please stick around :)

Leslie


Leslie
cl-lfbennett @ Frugal Living