To continue not using the credit card.
1. STAY ON GROCERY BUDGET!
2. Finsh 75% of Christmas shopping AND stay on budget
3. Plan Thanksgiving meal
4. Make it to zumba all month
5. Cook 5 night a week
All my holiday shopping done by Thanksgiving.
All of DH's holiday shopping done by 12/1.
Continue to exercise 3-5 times a week.