QOTW....1st quarter review.....

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Registered: 05-21-2003
QOTW....1st quarter review.....
3
Tue, 03-30-2010 - 10:28am
Remember way back in January we discussed our 2010 Goals? What kind of progress have you made on these goals during the 1st quarter of 2010? Take a few minutes to review your goals and to assess what you've accomplished, think about any setbacks you may have had, analyze your strategies to make those goals happen, etc.

If you didn't join in that discussion in January, it's not too late to set some financial, frugal and personal goals for the rest of 2010! Take a few minutes and think about what you'd

Kelly



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Registered: 05-21-2003
Tue, 03-30-2010 - 10:40am
Kelly



iVillage Member
Registered: 01-01-2008
Wed, 03-31-2010 - 8:05pm
(Progress is in red.)

Financial
***Pay off DH's car. Sorta. He gets financial aid refund (a lot of it), but it's from student loans. So the car will be paid off, but we're adding another student loan. That said, the student loan is subsidized (we won't pay interest until DH is done with school) and interest is tax deductible. Done.
***Pay off my smaller student loan. Done.
***Save $25 every 2 weeks. Set up to come out automatically; no issues so far!


Frugal
***Eat out less. We eat out every month when we go out of state for my husband to drill (Army). However, we also eat out at home like once a week. I'm hoping to limit the eating out to just when we're out of town (and minimize the eating out then) and maybe one other time per month. Doing good - sometimes we eat out more than 1 other time but we're doing pretty good. I'm making sure to plan meals in advance and working on cooking yummier foods so we are less tempted to eat out.
***Develop and stick to a budget that is lower than what I spent in 2009. The budget is developed, but I'm having a rough time sticking to it. I dropped the budgeted amount by 10% (for food, household, and eating out), which I'm committed to. However, as of now, I'm 76.19 over on food, 48.36 under on eating out, and 132.62 over on household. The food is going to be balanced this month (by a self-inflicted ban from Walmart). This will help the household, too, but I'll get lucky to get it balanced by June. Unfortunately, I do a lot of impulse buying (especially little toys for Alexis) that really adds up. If I spent only $80.79/month on household, I can be balanced by the end of the year. However, we spend like $50/month on diapers alone so unless Alexis decides to potty train soon, I'm not sure how possible that is.
***Quit buying so many clothes for DD.


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iVillage Member
Registered: 05-18-2006
Wed, 03-31-2010 - 9:50pm

Progress is in Purple.


Financial/Frugal Goals- James takes care of the bills, however I am in charge of the weekly household budget of between $220-240. This budget is to include all household expenses, including prescriptions, doctor's visits, groceries and dining out. It sounds like alot but it doesn't stretch very far with the high costs of medicine, copays and groceries. This budget got cut to