Smaller Paychecks = More Frugalness

iVillage Member
Registered: 07-27-2012
Smaller Paychecks = More Frugalness
Mon, 01-14-2013 - 4:18pm

Last week, we definitely noticed how much smaller our paychecks were (thanks, Congress!).  We've already cut out a lot of fluff from our budget, so this is really frustrating.

What are some things your family is doing to be even more frugal than usual?

iVillage Member
Registered: 04-16-2005
Sun, 02-24-2013 - 8:53pm
  • Thankfully, the cut came two  weeks before my raise kicked in so it wasn't felt too much. However, DH has been slow at work so in general we have been cutting back a lot. Lot less eating/ordering out. Our microwave blew and DH tryign to fix it on his on. making more of an effort to shut off lights. Keeping thermostat lower. Brown bagging it almost everyday. Little things to help save where we can.

iVillage Member
Registered: 01-02-2008
Wed, 01-16-2013 - 11:28am

Yikes. If I was any more frugal I have no idea what more to cut back on.... I dont have a job right now and living on small pension and savings and its awful trying to make ends meet.. Trying to hard to keep positive but its not easy.

I looked at prices in grocery store yesterday and almost fainted and yes all has gone up rents, gas, food, car insurance, bus tickets, train tickets, etc. etc..

Back to survival mode which is really sad because life is short and not to be able to do things once in awhile is depressing. I have found a bunch of free things to do and atleast that is out there. Also trying to conserve gas but I am always thinking about not having a car.. I never buy anything and I never buy clothes unless its a necessity...Rarely eat out and do not belong to a gym but I take walks and do potluck dinners..

The sad part is that I would need a miracle for my situation to change and unless God or the Universe provides it I have  no idea how to get out of this..

take care

iVillage Member
Registered: 09-20-2009
Mon, 01-14-2013 - 4:30pm

Us too.  About $22 per week less, which works out to a loss of $1,144 per year.  It pretty much wipes out the (minute) pay increase DH received earlier this year.  I'd love to hear how others are cutting back.  I'm going to have to find something else to cut too, but there isn't a whole lot to cut at this point.