budgeting #3

iVillage Member
Registered: 10-23-2002
budgeting #3
5
Thu, 12-16-2010 - 3:19pm

so #3 is due in august so i'm trying to work numbers out

Budget numbers

Mortgage 1124.73

Electric 150

Car insurance 180 (every 3 months my suv)

150 (every 3 months dhs’ car)

Life insurance 150 (includes polices on dh myself alex and lily so we’ll need to add one for the baby)

At &t cell phones 110

Cable/internet 5.50

YMCA 80

Alex allowance 14 EOW (7 times 2)

Water 116 every 3 months

Groceries 500

eating out ~100

Diapers 50 a month (plan to potty train her before the baby comes but I figure just the baby will be about 75 since lily wears undies some)

Alex book fees around 550 a school year

We plan on putting lily in Mothers day out next school year so that’ll add either 80 a month for 1 day or 120 for 2 days a week

we have no baby stuff left so get to buy everything again (about the second we get rid of the baby stuff i get pregnant LOL works for me) plus all of Lily's stuff was pink and i suspect this is a boy

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Avatar for turtleemom
iVillage Member
Registered: 07-25-2007
Thu, 12-16-2010 - 11:44pm

Things

iVillage Member
Registered: 10-23-2002
Mon, 12-20-2010 - 7:18pm
THanks I've got In the habit of half butt job with budgeting lately. All left over goes into savings every other week clothes come from savings too hard to budget with how fast the kids grow . It's 17 with tip to get alexs hair cut every 3 weeks dh does his own hair mines 30 every 3 months. Lily hasn't gotten a cut yet at 2 lol she may need a trim next time I take Alex in. Insurance covers most everything else the rest comes from the flexaccount. Car gas is like 125 per 2 weeks most of that is my use getting Alex to\ from school. Entertainment \ extra kid things vary a log. Alex is in scouts so he has stuff for that regularly but thecosts vary . Electric includes heating that's the average more in the winter less the ray of the year .gifts also come from savings since it varies from month. To month.
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iVillage Member
Registered: 04-06-2003
Fri, 12-31-2010 - 10:35am

I am off kilter with the budgeting too, so I have no adivce, but I wanted to say CONGRATULATIONS!

iVillage Member
Registered: 10-23-2002
Tue, 01-04-2011 - 8:48pm
Thanks Kay morning sickness landed me in the hospital Sunday due to severe dehydration whewwe they changed my meds but these knock me out so can only take it at night ugh
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Avatar for scoopsmommy
iVillage Member
Registered: 03-28-2003
Thu, 01-06-2011 - 8:20am

Chelle,

The Dave Ramsey website has lots of budgeting sheets with tips on how to budget and what to include.