How fo I save tips?

iVillage Member
Registered: 11-08-2006
How fo I save tips?
5
Sun, 11-21-2010 - 12:21pm

I am a waitress, I work 4 nights a week. It can go drom 35-125 dollars per night. I buy the groceries and pay for things for my son, and gas. The rest of the money is mine to do what I want with. I just can't seem to save it. Any advice? It varies so much so it makes it extra hard.

Thanks in advance.

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iVillage Member
Registered: 10-08-2010
Sun, 11-21-2010 - 1:38pm

If it were me, I would save 10% of your pay each week (kind of like tithing, but to your bank account instead).

iVillage Member
Registered: 10-05-2009
Sun, 11-21-2010 - 2:06pm

what if you decided that you need no less than $XX to get gas and groceries and $X for the baby, and all the rest goes into savings no matter what?

Avatar for kathy_s14255
iVillage Member
Registered: 03-27-2003
Mon, 11-22-2010 - 7:42am
That is what I was thinking too! Pay yourself first!
iVillage Member
Registered: 07-15-2007
Thu, 11-25-2010 - 9:57am

My DH and I do a strict cash budget for extra things-eating out, little stuff, etc. Everything else goes into the bank.

Do you have a checking account? Get a debit card and put everything except your cash budget for extras in it. Only use your debit card for budgetted items like grocerries, gas, etc.

Get your banking online and maybe sign up for a budget tracker like mint.com. That is what we use to help us with our budget.

Anyway, then only use the cash you have for extras, and it will help you see what you have and what you have left.

iVillage Member
Registered: 04-06-2003
Mon, 12-13-2010 - 7:31pm

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I hope I don't sound harsh, but that mindset